How To Find Idaho Installment Loans Near Me
Pinpointing “installment loans near me” brings up a few conflicting sites. The most direct way to find installment loans in your area is by using our online Idaho Title Loans, Inc. inquiry form or by calling us at 800-922-8803. But before you reach out to your nearest installment loan location, save yourself some time by getting together the documents you’ll need to qualify. Once you understand what you need and how each item plays a role in the process, you'll be able to get through with ease to find out if you qualify for approval.
Finding Your Installment Loan
There are two ways to find installment loans near me – by phone and online. Both options end with the same process which includes speaking to a local loan representative and visiting the loan office in your neighborhood. The latter lasts only half an hour or less so you can finish the whole process before lunchtime!
1. Connect With A Loan Online
Click on our homepage and complete the online inquiry form to find your nearest installment loan. You’ll simply type in your name, email, phone, and zip code and this information will be sent to the Idaho Title Loans, Inc. office in your town or city. A few minutes after you submit the form, you’ll get a call from the local loan representative who will set up a time to meet and answer any questions you may have. The rest of the process will be done in person at your meeting.
2. Call Your Nearest Lender
You could call 800-922-8803 to connect with the Idaho Title Loans, Inc. location nearest you. Alternatively, you can reach out directly to the Idaho Title Loans, Inc. office in the neighborhood you prefer to visit. If there is a loan office near your job, home, or another place you frequent, you can find the phone number on our locations page. We have offices all throughout Idaho for you to visit. The locations page will give you the full address and phone number for each location listed above.
What You Need To Find An Installment Loan
There’s no point in finding an installment loan near you if you won’t qualify for one, so let’s review the requirements to see if these loans are right for you.
Installment loans are given in amounts larger than payday loans but less than title loans. The maximum amount for an installment loan is $1,250, so your financial need must fit this spending category.
To qualify, you’ll need your driver's license or state-issued photo ID, a checking account statement in your name, and proof of income. An active account refers to a checking account that you use at least once a month. Proof of income could be your latest pay stub, a government paper describing your income, or another legal document that states how much you receive every month or pay period.
Alternative Loans
If you search for “installment loans near me” and don’t meet all of these requirements, check out our website to learn more about payday loans or title loans that you may qualify for. Payday loans are given in smaller amounts of $100 to $500 and require a driver's license or state-issued photo ID, your most recent pay stub, and a check from your active checking account in your name. Title loans, on the other hand, don’t require proof of income and can get you up to $15,000 in cash. You’ll need to own your car, have a lien-free title, and present your driver's license or state-issued photo.
Applying For Your Installment Loan
Now that you’ve found and connected with installment loans near me, the loan request process can commence. The local loan representative you chat with on the phone will be your point of contact for the installment loan process. Use the time over the phone to ask all of your questions, clarify the loan terms, and talk about any anomalies in your documents.
Over the phone, you’ll also arrange a time to stop in the local office to finish the process. If you are experiencing a financial emergency, coming in sooner rather than later may be better. This in-person meeting lasts around half an hour and you'll find out if you are approved or not and how much we can lend you.
If you find out that we can approve you for whichever loan you are going for, look forward to getting your money that same day or the next bank business day at the latest. You can then use that money to cover urgent costs like late rent, late utility bills, emergency travel, or other emergencies that pop up suddenly.
Found Your Loan? Time To Apply!
Instead of searching for “installment loans near me,” let Idaho Title Loans, Inc. do the work for you. Fill out our online form or give us a call at 800-922-8803 to find installment loans in your neighborhood. Installment loans are helping many in Idaho cover serious bills during their time of need. So why not reach out to us today to connect with your installment loan today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.