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How Installment Loans Work

If you are interested in an installment loan, you may be wondering how installment loans work. And we are here to explain exactly how installment loans work in the state of Idaho and how you can get one today! In the following sections, we will go over the installment loan process in detail so that you can decide if signature installment loans are for you. Let’s jump in!

What Is An Installment Loan?

Before understanding how installment loans work, it’s important to know the definition of installment loan. Idaho installment loans are short-term loans designed to pay back in installments. They are also called signature installment loans because your signature is the guarantee to pay back the loan. These loans are intended for emergency financial situations that would worsen if not addressed quickly. We offer installment loans of up to $1,500.

How Do Installment Loans Work?

So how does an installment loan work? Signature installment loans can be obtained by following our simple step-by-step process. We will break this down and you will see how easy it really is. If this is the loan for you, you could have it as soon as today or the next business day! Because these are designed for emergencies, we want you to be able to obtain the loan quickly when you need it.

Step 1: Gather The Required Items

We want to make our Idaho installment loans as attainable as possible. So, we have kept the required item amount to a minimum. There are only three items necessary, but each is essential. Make sure you have them all before moving on to step 2. They are as follows:

  • Your ID. This most typically is a driver’s license, but any government-issued photo ID will do. This is not only to prove your identity but also to show us that you meet the minimum age requirement for our loans, which is 18.
  • A checking account statement that is open in your name. It is necessary that you have an active checking account statement in your name.
  • Proof of income. Proof of income is often a pay stub. However, we accept other forms of income. As long as you can show us a regular form of income in your bank account, this would be acceptable.

Step 2: Alert Us Of Your Interest

Once you have gathered your three required items, you are ready to begin the Idaho installment loans process. The way to do this is to alert us of your interest. You can do so either by calling the nearest storefront location or by filling out our online inquiry form. While either of these options is completely acceptable, many people prefer the speed and convenience of the online form. It just takes minutes to fill out and only asks for very basic information. Once we receive this, we will be aware of your interest in our loans.

Step 3: Speak With A Representative

After receiving your inquiry, we will be made aware of your interest in an installment loan. At this point, you can sit back and wait for a call from one of our friendly representatives. They will be in touch quickly so stay near your phone! On this phone call, they will answer all frequently asked questions you may have about how installment loans work. They will also work with you to set up a time to meet in person at one of our stores.

Step 4: The In-Person Meeting

Once a time is agreed upon, head to the convenient store location for the meeting. We have stores located throughout the state so you won’t have to travel too far. Make sure to bring your required items. This meeting is typically brief and can be finished in 30 minutes or less.

Step 5: Get Your Money!

You will also find out if you qualify for one of our loans and if so, you could have your money that same day or the very next business day. Our installment loans can be as much as $1,500 and the money is given to you quickly because we know that you may need money urgently. That is the final step in how installment loans work.

Get Started On Your Installment Loan Now!

So, how does an installment loan work? Now you know! With just four easy steps you could be on your way to getting yours today. If you have more questions, feel free to give us a call. If you have decided that this is the loan for you, get started by filling out the online inquiry form located on our homepage!

Title Loans

Title Loans

Getting an online title loan is easy! No store visit required, we come to you! Get the cash deposited straight into your bank account, and even keep your car!

Payday Loans

Payday Loans

Don't own a vehicle? Idaho Title Loans, Inc offers payday loans as a fast and easy alternative to get the cash you need.

Signature Installment Loans

Signature Installment Loans

Idaho Title Loans, Inc. offers signature installment loans as an easy way to get more cash with more time to pay it back. Up to $1,500 with convenient monthly payments.


Idaho Title Loans Inc

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Idaho Title Loans, Inc has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $15,000 today.

Idaho Title Loans Inc