What To Know About Saving Money At Halloween
Halloween is the time of year when everyone gets to be a kid again: lots of candy, silly costumes, and spooky ghost stories. But all of that can come at a cost. If you’re already on a tight budget, you have to be practical about how you spend your Halloween money.
While you may want to go all out on the latest and greatest Halloween trends, you don’t want to suffer financially because of it.
Take a look at some ways Halloween can affect your expenses, and what you can do to save money and still have a lot of fun.
5 Money Saving Tips For Halloween And Your Finances
1. Costumes
Costumes are the best part of Halloween. However, brand-new costumes can cost from $50 to $100 each. Do you really want to spend that much money on an outfit you’ll only wear once?
So, before you splurge on a new costume, see what you can find at garage sales, consignment stores, or sites like eBay, ThredUp, Swap.com, Facebook Marketplace, and more.
You can also scour Pinterest and Youtube for easy DIY costume ideas. These often make use of clothes you already have, and just need a few accessories or some face paint to complete the look. For example, a Buzzfeed article on last-minute costumes uses old T-shirts and hoodies—and doesn’t require a lot of crafting skills to pull off.
2. Halloween Décor
The best tip for saving Halloween money: skip the specialty stores.
Buy pumpkins at supermarkets instead of at the pumpkin patch (which not only charges more per piece but may also have an entrance fee). Buy decorations at dollar stores and discount stores instead of Pottery Barn or other home décor brands.
You can also get more value for money by buying items that you can reuse or repurpose, like fairy lights and other mood lighting. Make DIY decorations from inexpensive materials, or print them out from online templates.
You can also focus your décor on one focal point—like your garden or front window—instead of decorating the entire house.
3. Candy
Candy prices (like every food product) have gone up because of inflation. Stretch your Halloween money by buying from wholesale supermarkets. Look for coupons, or download a coupon aggregator app, so you can find deals on your favorite treats.
Also, avoid the Halloween aisle and just go straight to the regular candy section. Does it really matter if the candy is shaped like pumpkins and other Halloween themes? Candy is candy!
In the future, you can score huge savings on Halloween candy by stocking up way beforehand. Take advantage of post-Easter or post-Mother’s Day sales. Candy has a really long shelf life, especially if stored properly, so they���ll still be fine when you give them away on Halloween.
4. Halloween Events
If your budget is really tight and there is very little Halloween money to spare, then don’t force it. Focus on making happy memories instead of buying costumes and decorations. Take your family out to enjoy free community events.
Check the websites and social media accounts of local centers, museums, parks, and recreation facilities. They may have free concerts and film showings, and even parties and games for kids. While some may charge small entrance fees, these will be considerably cheaper than what you would’ve spent on decorating or buying expensive costumes.
5. Halloween Parties
Are you hosting a Halloween party at your home? Don’t compete to be the hostess with the mostest, especially if it means going over budget.
Make a budget for the party, and compute the cost of the dishes, décor, invitations, etc. You can find plenty of recipes that don’t use expensive ingredients and just make everything look more visually appealing.
For example, make a pretty table centerpiece from carved pumpkins and fairy lights. Repurpose Christmas wreaths by decorating them with Halloween-themed printouts.
When it comes to parties, the company matters more than the cost. Friends who’ll judge you because you made wise use of Halloween money aren’t worth inviting to your home!
Avoid A Financial “Horror Story”
In these times, it’s important to take good care of your money—not just on Halloween, but every day of the year.
Because of inflation, the dollar simply doesn’t go as far as it used to. Always have a budget, and look for bargains and discounts. Buy only what you need, and plan big expenses ahead of time. This can help prevent financial problems that are frankly scarier than any horror movie.
But if you do run short in the middle of the month, don’t panic. You can get a payday loan to help cover unexpected expenses (like an urgent repair) or emergency needs like food and rent.
Get Emergency Halloween Money
A payday loan is a cash advance on your next paycheck. You can borrow from $100 to $500, which can help tide you over until your next paycheck arrives.
You can apply even if you have bad credit or no collateral—you just have to present your driver’s license or any state-issued ID, your latest pay stub, and a blank check from an active checking account that’s in your name.
With Idaho Title Loans, Inc., getting a payday loan is simple and fast. Just fill out the online inquiry form, and one of our loan representatives will call you back within minutes to explain the loan and its requirements.
Then just go to the branch to submit the requirements. When you arrive, a loan representative will help you through the rest of the process—which will only take about 30 minutes to complete. If you’re approved, you get the money the same day or the next business day.
Contact us now to find out more about how to get an emergency payday loan now.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.