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Payday Loan FAQs

A payday loan is a short-term loan that allows you to bridge the financial gap in between paychecks. If you are short on cash and have an expense that can’t wait for your next paycheck, a payday loan is a great way to obtain the cash you need now, and repay it on your next payday. A payday loan is not designed to be a solution for long-term financial problems, but as a way to deal with short-term cash deficiency.

In order to figure out the total cost of the loan, we ask that you please review your loan documents for all terms and fees. In addition to that, your loan representative will be happy to explain all of the terms and fees associated with your payday loan prior to you signing the loan documents.

The only items you need to be approved for a payday loan include:

An active checking account
A blank check from your checking account
Your most recent pay stub
Be at least 18 years of age
Your government-issued ID

In the state of Idaho, you could get amounts between $100 and $500.

Once you arrive at your local Idaho Title Loans, Inc. store, you could leave with the cash you need in as little as 30 minutes.

Generally, you will repay your payday loan upon receiving your next paycheck. Loan terms may vary, please review your loan agreement to learn the exact terms and conditions of your loan.

For complete details, please see our Consumer Disclosure page, located here on our website. It is important to note that payday loans are intended as a short-term loan.

Loan terms and frequency may vary by state, so we ask that you check with a loan representative at your local Idaho Title Loans, Inc. store to see whether you could still qualify.

No, Idaho Title Loans, Inc. does not report to credit agencies.

Yes, even with bad credit or other credit issues you could still receive a payday loan. It will not prevent you from qualifying.

Please check with a loan representative in your area for full details.

Here at Idaho Title Loans, Inc. our loan representatives are trained to help you make payment arrangements that are in accordance with state regulations should you have an unexpected emergency arise that stops you from making your payment on time.

Please check in with your local loan representative for full details.

Our team of experienced professionals is here to assist you in establishing payment arrangements that are in accordance with state regulations, so you can successfully fulfill your payday loan obligations.

Title Loans

Getting an online title loan is easy! No store visit required, we come to you! Get the cash deposited straight into your bank account, and even keep your car!

Payday Loans

Don't own a vehicle? Idaho Title Loans, Inc offers payday loans as a fast and easy alternative to get the cash you need.

Signature Installment Loans

Idaho Title Loans, Inc. offers signature installment loans as an easy way to get more cash with more time to pay it back. Up to $1,500 with convenient monthly payments.

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

Driver’s License or State Issued I.D.
Lien-Free Title to Your Vehicle
Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Idaho Title Loans, Inc has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $15,000 today.

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Payday Loan FAQs

Title Loans

Payday Loans

Signature Installment Loans