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How Do Title Loans Work in Idaho FAQs

A title loan is a loan using a vehicle title as collateral for that loan. Our loan representative can assist you with detailed information. Title loans are designed as a short-term cash flow solution and not designed as solutions for long term financial problems.

Please look at your loan agreement for all loan terms and fees. Your loan representative will go through all loan terms and fees with you before you sign the loan agreement.

All you need is your vehicle, the title, proof of income and photo ID. Idaho Title Loans, Inc makes the title loan process hassle free unlike our competitors. We are committed to providing all our customers with unsurpassed customer service. The process is simple:

Bring your car with a clear car title to Idaho Title Loans, Inc.
Fill out an application while our loan representative does a quick vehicle appraisal.
Our loan representative will assist you in qualifying for a loan amount based upon your need, the appraised value of your vehicle, your ability to repay the loan and applicable state law.
Once approved, you will receive the cash you need and keep driving your vehicle. This process can take 30 minutes or less.

No! You do not need a checking account to qualify for a title loan at Idaho Title Loans, Inc.

Absolutely! Good credit, bad credit or no credit. For most title loan amounts, any credit is welcome. Idaho Title Loans, Inc is committed to helping you get the cash you need. We will work with you under any credit situation.

You do not need a driver's license, but you do need a valid photo ID.

At Idaho Title Loans, Inc we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.

In Idaho, you must be at least 18 years of age to qualify for a title loan.

Yes! In Idaho you keep your car when you take out a title loan.

Idaho Title Loans, Inc DOES NOT report to credit agencies if you default.

The Idaho Title Loans, Inc website has a locator which helps you find the nearest location.

A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title loan with Idaho Title Loans, Inc you need to have a clear or lien-free car title.

You can get started by submitting the online form on the left with your basic information, after which you will be contacted by a friendly Idaho Title Loans, Inc. sales representative who will explain the application process. Applications will be taken in person at the Idaho Title Loans, Inc. location.

Your title loan amount depends on the value of your vehicle and your ability to repay. The maximum you can obtain is $15,000.

To get a title loan with Idaho Title Loans, Inc. you need to have the vehicle title in your name. You will need to go to the DMV and have the title transferred to your name prior to applying for a loan.

Title loan terms and frequency may vary. Please check with a sales representative at the Idaho Title Loans, Inc location for all the details.

The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.

From the time you enter one our Idaho Title Loans, Inc locations, it takes as little as 30 minutes to be approved for a car title loan.

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Title Loans

Getting an online title loan is easy! No store visit required, we come to you! Get the cash deposited straight into your bank account, and even keep your car!

Payday Loans

Don't own a vehicle? Idaho Title Loans, Inc offers payday loans as a fast and easy alternative to get the cash you need.

Signature Installment Loans

Idaho Title Loans, Inc. offers signature installment loans as an easy way to get more cash with more time to pay it back. Up to $1,500 with convenient monthly payments.

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

Driver’s License or State Issued I.D.
Lien-Free Title to Your Vehicle
Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Idaho Title Loans, Inc has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $15,000 today.

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How Do Title Loans Work in Idaho FAQs

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Title Loans

Payday Loans

Signature Installment Loans