How It Works
Thank you for choosing Idaho Title Loans, Inc. for quick cash financing. Borrowers shouldn’t have to go through a long and complicated process when trying to get emergency cash for an urgent financial emergency. Getting an emergency loan with us is simple and easy. Follow our simple Idaho loan approval process steps below to receive the emergency funds you need!
How to Get Started
Step 1: Fill Out Our Online Form
Idaho Title Loans, Inc. has an easy application that makes starting the process stress-free. You will be asked for your name, contact information, zip code, and more.
If you prefer to speak directly to a loan representative, you can call us to provide your basic information. Alternatively, you can find an Idaho store location near you and come in to speak face-to-face with a loan representative.
Step 2: Speak To A Loan Representative And Gather Required Items
After completing the online form, one of our friendly loan associates will call you to guide you through the process. During the phone call, they will answer any questions you have about our requirements, process, and loan terms.
They will also determine the best in-person meeting location for your schedule, whether that is one of our convenient store locations or a location you choose. After agreeing on the location, you will collect your required items and meet them there.
Required Items
Title Loans
- Your driver’s license or another state-issued photo ID
- A lien-free car title in your name
- Your vehicle for a quick inspection
Payday Loans
- Your driver’s license or another state-issued photo ID
- A blank check from an active checking account in your name
- Your most recent pay stub
Signature Installment Loans
- Your driver’s license or another state-issued photo ID
- Proof of Income
- A checking account statement in your name
Step 3: Finalize The Process And Receive Your Emergency Cash!
During the in-person meeting, our helpful loan agent will verify that you meet our simple requirements, including being over 18 years old and having the required items. The in-person portion of the process will take less than 30 minutes.
Here is how it works to finalize the approval process for each of our Idaho emergency loans:
- Title loans: Our loan agent will verify that you have a driver’s license and a lien-free car title in your name. They will also assess the value of your vehicle during a car inspection. They will identify your car’s age, make, model, condition, and mileage. After determining the value of your Idaho title loan, you will sign your loan documents to complete the process.
- Payday loans: Our loan associate will ensure you have the required items, including your most recent pay stub and state-issued photo ID. They will use your proof of income to determine how much you can borrow with an Idaho payday loan. If approved, you will sign your paperwork to finalize the process.
- Signature installment loan: Our loan representative will ensure you have the required items for an installment loan. They will also review the repayment process with you for making installment payments. Once approved, you will finish the process by signing your documents.
As long as you meet the requirements, it’s easy to get approved for emergency loans with Idaho Title Loans, Inc. After signing the paperwork, you can receive your quick cash the same day or the next business day.
- Get approved the same day you apply!
- All credit types are welcome!
- The in-person process can take less than 30 minutes!
- You can speak to a loan representative directly by calling us at 1 (800) 514-2274!
Find a Location Near You
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