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How Online Title Loans Work

Online title loans are an option for getting emergency money when you need it most. But you may be wondering how online title loans work. At Idaho Title Loans, Inc. we specialize in online title loans, and we will explain exactly how online title loans work and the online title loan process. Then you will know all of your options when an emergency situation presents itself. But first, here is more that you should know about online title loans.

What Is An Online Title Loan?

Before we dive into how online title loans work. Let’s take a moment to define what an online title loan is. An online title loan in Idaho is a secured loan which uses the value of your vehicle title as collateral while you repay the loan. This type of loan is typically used in emergency scenarios like urgent home repair, last minute but necessary travel, hospital bills, and other emergency financial situations. The amount that you can qualify varies depending on the value of your vehicle, but it can be anywhere from $300 to $15,000.

How Do Online Car Title Loans Work Differently From Regular Car Title Loans?

The main difference between online car title loans and regular car title loans is that for regular car title loans, a store visit is required. Whereas for online car title loans, a store visit is not required. There is an in-person portion that must take place, but we can meet you at a location of your choosing, including your home, if you prefer. But we will get more into that as we break down the online title loan process.

How Does An Online Title Loan Work?

Step 1: Make Sure You Have The Required Items

We want to streamline the online title loan process. As such, we have made the requirement list very short. But even though it’s short, each of these items is necessary. So, before you are ready to begin the process of getting an Idaho title loan online, make sure you meet these requirements and take a few moments to gather them up.

Here are the online title loan requirements:

  • Your Identification. The most common form would be a driver’s license, but another government-issued, photo ID will suffice. This is to show that you are who you say you are (the owner of your vehicle) and that you meet the minimum age required to get a loan with us (18 years old).
  • The title to your vehicle. This must be lien-free, which means that you own the car outright and are no longer making payments on it. You must be the sole owner to have the authority to offer the title as collateral.
  • The vehicle itself. The loan amount varies according to the value of your vehicle. This is determined by an inspection which will take place in a later step.

Step 2: Inform Us Of Your Interest

If you have a government-issued photo ID, a lien-free title to your vehicle, and the vehicle itself for inspection, then you are ready to really get into how online title loans work. You’re ready to begin the process!

It starts with notifying us of your interest. You can do this by calling or by filling out our simple online loan inquiry form. Many people prefer the convenience of the form. It is located right at the top of the homepage of our website – you can’t miss it. Not only that, but it takes just minutes to fill out. Filling out the inquiry form does not obligate you to a loan, it simply gathers your basic information to let us know that you are interested in how online title loans work.

Step 3: Speak With A Representative On The Phone

Once you’ve filled out the form, you can sit back and wait for us to reach out to you! We will have been informed of your interest and a representative from the store location closest to you will then reach out to you via phone. On this call, you will be able to ask any remaining title loan questions you have as to how online title loans work. You will also set up the in-person meeting. Remember, for online title loans you don’t have to go into the store location if you don’t want. Our representatives will happily meet you at a location of your choosing. Many people choose their home, workplace, or another convenient option.

Step 4: The In-Person Meeting

The next part of how online title loans work is the in-person meeting. This is where you meet the representative at the location of your choosing—it can be your home, office, or other public place. Be sure to bring your three required items. They will inspect your vehicle which helps determine how much you qualify for. They will also walk you through the rest of the paperwork. This process does not take long, typically about 30 minutes.

Step 5: Arrange To Get Your Title Cash

After Step 4, your part is done! Now the representative will be able to find out if you qualify and if so, for how much! They will inform you of this and arrange to get you your money. They will also show you how simple it is to make payments via our online portal.

Get Started On Your Online Title Loan Now!

The process is that simple. We hope this page answers all your questions on how online title loans work. We want to be here for you when emergency strikes and you need fast cash. Getting started could not be easier, simply fill out the online loan inquiry form and you will be on your way to getting up to $15,000 as soon as today!

Title Loans

Title Loans

Getting an online title loan is easy! No store visit required, we come to you! Get the cash deposited straight into your bank account, and even keep your car!

Payday Loans

Payday Loans

Don't own a vehicle? Idaho Title Loans, Inc offers payday loans as a fast and easy alternative to get the cash you need.

Signature Installment Loans

Signature Installment Loans

Idaho Title Loans, Inc. offers signature installment loans as an easy way to get more cash with more time to pay it back. Up to $1,500 with convenient monthly payments.


Idaho Title Loans Inc

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Idaho Title Loans, Inc has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $15,000 today.

Idaho Title Loans Inc