3 Things You Need To Be Eligible For Payday Loans In Meridian, Idaho
A payday loan can be a potential solution for people who need cash quickly, and if you’re looking for payday loans in Meridian, Idaho, you aren’t alone. Many people use payday loans when they run into emergency situations, and it’s worth considering them if you’re struggling for funds.
In this article, we’re going to find out what documents you need to apply for payday loans in Meridian, Idaho, so you know how to start the process.
What 3 Things Do You Need To Get Payday Loans In Meridian, Idaho?
Applying for a payday loan is typically a quick and easy process, but you will need certain documents before you can complete your loan request. Most lenders will require the following to qualify:
- A state-issued identification (such as a driver’s license or passport)
- The last pay stub you were issued by your current employer
- A blank check (to an active checking account registered in your name)
It’s important to make sure that these are all in order before you apply. Your state-issued ID must be current and must be in your name; you can’t have somebody else take out a loan for you with their ID. Your pay stub will need to be the most recent that you have access to, and your checking account must also be registered in your name.
If you’re going to apply for payday loans in Meridian, Idaho, it may be a good idea to get this paperwork together before you start. You don’t need it to submit the initial form on the Idaho Title Loans, Inc. site, but you will need it to complete the payday loan process.
If you don’t have any of these items, you will need to get ahold of them to proceed. Making sure you have them all available can make the approval process significantly quicker and easier.
How Do You Apply For A Payday Loan?
Once you have all of your paperwork organized, you can begin the loan process by filling out the inquiry form on our website. This is a short, simple form that transmits your basic information to the local Idaho Title Loans, Inc. branch nearest you. If you would rather provide the information over the phone, you can call your local branch and give the details to the agent you speak to.
If you submit your information online with the form, you will then need to wait for a call from a company agent. This is usually a quick process, but you may have a short wait for somebody to become available. When the agent calls, they will then confirm the information that you have already submitted, and discuss what paperwork you need to bring when visiting the nearest store location.
You can ask any questions that need answering at this stage before you commit to traveling to a location. The agent should be able to address any concerns that you have.
Next, you’ll set up an appointment time with your nearest location, and then an agent there will verify your documents. You will be able to sign the finished paperwork, and then the money will be in your account within two working days. Sometimes, it can be as quick as the same day.
FAQs
Q: Can you apply online, rather than going to a location?
A: No, you will need to physically go to a nearby location to apply for a payday loan. However, Idaho Title Loans, Inc. has lots of convenient locations, so you probably won’t need to travel far to get to your nearest location.
If you aren’t sure where it is, you can check the website to locate a nearby store, or call and speak to an agent, who will be able to help you.
Q: How much money can you borrow?
A: This varies from person to person, but most payday loans are between $100 and $500. You will need to speak to an agent about your specific situation if you want to know how much you could get.
Q: Does it take long to apply for payday loans in Meridian, Idaho?
A: No, it’s usually quick and easy. The in-person portion tends to take about 30 minutes, although it can be a little longer, depending on your situation.
Applying For Payday Loans In Meridian, Idaho Today
If you need funds quickly, applying for payday loans in Meridian, Idaho could be a viable solution for your situation, and as you can see, you don’t need a lot of paperwork in order to be eligible for one of these loans. Simply fill out the short form on the website and then speak to a customer representative who will get you started.
Payday loans can be a solution for those who are facing unexpected bills and need emergency money, and the payday loan process tends to be quick and easy as long as you have your ID, a blank check, and your latest pay stub from your workplace.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.