Can I Get An Online Payday Loan?
An online payday loan might be something you consider to cover emergency expenses or bills. Here’s everything you need to know about an online payday loan and how you can get one.
At Idaho Title Loans, Inc. you can get payday loans online, and if you need urgent money, the process will only take about 30 minutes. Find out more about online payday loans by following the detailed instructions in this article!
What Is An Online Payday Loan?
An online payday loan is a short-term borrowing opportunity that can provide up to $500 to use at your discretion. Most Idaho Title Loans, Inc. customers use them for paying rent, overdue bills, expensive repairs, or other life emergencies.
It’s important to set this resource aside for when you need it most since payday loans are a financial responsibility that shouldn’t be used frivolously.
How To Find A Payday Loan
If you want to get a payday loan, your first step is to find a reputable direct lender you can trust.
Of course, you can find tons of lenders online by searching for “payday loan online near me” in your browser, but, unfortunately, because payday loans are often geared towards people with bad credit, some payday loan websites are fraudulent, promising things that are too good to be true.
As such, you want to check for the following before you sign up on any website:
- A valid phone number and address
- Positive customer reviews
- Positive ratings and feedback in the BBB database
- Helpful, informative staff
If you ever feel pressured into thinking that a payday loan is your only option, then you should reconsider the company you’re working with.
The Process To Get An Online Payday Loan
Idaho Title Loans, Inc. has a payday loan option that can get you up to $500 for emergencies. You can start the loan request online, but you will need to complete the process at one of the store locations near you. The in-person process only takes about 30 minutes to complete, giving you access to the cash you need sooner rather than later. To apply, you’ll need to ensure you have the following items:
- Driver’s license or state-issued ID – Idaho Title Loans, Inc. needs to confirm your age and your identity before you can be approved for a title loan. If you don’t have a driver’s license, a non-driver’s license, military ID, or passport will do.
- Your most recent pay stub – Proof of income assures the lender that you’re earning a regular income and are capable of repaying the loan within the time frame provided.
- A blank check from an active checking account in your name – Often, payday loan lenders will add additional security by asking you to issue a blank check from your checking account. That way, they can assure payment when the loan is due at the end of the month.
Once you’re sure you’ve got everything you need, the next step is to go online and complete the simple online request form. Once completed, your basic info will be sent to the nearest store location so that you can carry on with the process.
Sometime after the initial request form is filled out, you’ll get a call from a loan representative, who’ll confirm the information you provided and walk you through the rest of the loan process.
Make sure to ask any questions you may have at this time so that you have a full understanding of how the process works and what obligations you’ll have to fulfill. If you have any questions following the phone call, you can reach an Idaho Title Loans, Inc. representative by telephone during regular business hours.
Next, you’ll need to bring your items to the nearest Idaho Title Loans, Inc. store (remember, you’ll your ID, blank check, and most recent pay stub). When you arrive, a representative will verify your items and go through the closing stage of the approval process, including some basic paperwork.
If all goes well, the actual process can be completed in about half an hour, letting you get the emergency cash you urgently need on the same day or the following business day.
Will Bad Credit Stop Me From Qualifying?
You can still apply for a payday loan regardless of your credit history. You may still qualify for the money you need with bad credit or other credit concerns, even if other loan companies have turned you down in the past.
Submit The Request Form Today!
As it turns out, yes, you can get an online payday loan! All you’ll need to apply are your driver’s license or other state-issued ID, blank check, and most recent pay stub.
Life can hit you hard out of nowhere, leaving you without traditional financial resources to rely on. Even if you’ve been turned down in the past, Idaho Title Loans, Inc. might be able to help you get the fast cash payday loan you need, so apply today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.