How To Pay For Dental Work
Dental insurance is hard to come by and paying for dental work without insurance is expensive. Fortunately, some options can lower the cost and strategies that can make it more affordable.
If you are struggling to figure out how to pay for dental work, here are some things you can do to make things easier on yourself.
Simple Ways To Pay For Dental Work
While many dentists offer dental work financing options, such as dental work payment plans, and dental work loans, you can also try some to earn or save some extra money on the side, find cheaper dental care, or seek out a personal loan that can provide the quick cash you need for a dental emergency.
Let’s take a look at some options to pay your dental fees without breaking the bank.
Earn Extra Money For Dental Treatment
This may sound simple enough in theory but hard in practice. However, where there is a will there is a way. If you need to pay for expensive dental work, you can find a way to do both.
One of the easiest ways to get extra money is to start up a side hustle. This can be anything that you can monetize when you are not at work. If you are great at design, for example, you can start a side business as a graphic designer. If you love clothing, you can make your own clothes and sell them online. If you love supervising pets, you can start dog-sitting on an app like Rover. Or maybe you like driving and want to drive people around in your free time? You join an app like Lyft or Uber. Or even join DoorDash or UberEats to deliver food to people.
You can also try getting a second job in your spare time or ask your employer for a raise. This will have the added benefit of helping you meet new friends and expand your resume with more work experience. You will also have the security of a steady paycheck, rather than the inconsistent income that can come with freelance work. Even if it is not a lot, every little bit helps, and a small raise can be just enough to meet the cost of your dental work.
Cut Your Spending To Cover Dental Payments
If you are wondering how to pay for dental work, you should focus on ways to lower your spending, instead of using dental loans. This might be harder than finding ways to generate more income, but it is still manageable.
Are you maintaining a proper budget? Hopefully, you are because this is the only way to achieve true financial security. More specifically, maintaining a budget makes it easy for you to track and analyze your expenses. You can easily sort through your receipts to see how much money you're spending on each expense category, and what expenditures can be lowered or eliminated.
If you can find ways to both raise your income level and lower your expense levels, you will probably be good to go in terms of how to pay for dental work.
Find A Dental School That Has Affordable Financing
While increasing your income and cutting expenses are great suggestions when it comes to how to pay for dental work, there are still other strategies that can help in a smaller timeframe. For example, one way that you can lower your spending is to find a dentist who is more affordable than the one you already have.
The best way to do this is by seeking care at a dental school. This is one of the most accessible ways for people to get the dental treatment that they need when their insurance does not cover it.
Dental schools train their students by having them practice on patients for a free or reduced rate. You will get great care for a fraction of the price at your dentist's office.
Get Help With An Installment Loan
If you are trying to figure out how to pay for dental work, another option you may want to consider is applying for an installment loan. You can do this through Idaho Title Loans, Inc. and you can get started this very afternoon.
Applying for a signature installment loan can provide you with up to $1,500 to pay for your dental procedures, which is then paid back over time in installments. The only requirements you need to get started are:
- Your driver’s license, or another state-issued ID
- Your most recent pay stub
- A checking account statement from your bank
Once you have these materials gathered, you are ready to get started with your application.
If you require more money to cover your dental care, Idaho Title Loans, Inc. also offers title loans of up to $15,000. While this is considerably more money than a signature installment loan, you need to own a vehicle and possess a lien-free title to that vehicle to qualify.
The amount you are approved to receive will be determined by the make, model, and condition of your car, truck, or van. With this type of loan, your title is used to secure the loan, so there's no need to worry about credit or the inconvenience of losing access to your vehicle, you can continue driving while you repay the loan.
Final Thoughts On Dental Care Options
Dental work can feel like a financial burden, but it is a necessary part of life. That’s why we’ve compiled these monetary strategies to work towards getting dental work, without dipping into your savings account. These are some of the most effective ideas on how to pay for dental work.
Hopefully, one of these options, or dental work financing options, like dental work payment plans and dental work loans can make your life a little easier to preserve your beautiful smile without breaking the bank. However, if you find these options are not for you or your situation, you can contact Idaho Title Loans, Inc. by submitting the online inquiry form today.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.