Struggling With Expenses? Try Getting A Loan Using Your Car Title

If you're struggling with expenses, own a vehicle, and live in the state of Idaho, you might be able to get a car title loan from us at Idaho Title Loans, Inc. You don't need a good credit score, and you'll only have to provide three things to qualify, making them a convenient option, regardless of your financial background. 

But just because something is convenient, doesn't mean you should get it. Like other loans, you should only acquire when you really need them. So, we're going to discuss exactly what title loans can cover before showing you how to get one.

What Can You Use A Title Loan For?

Put simply, you can use title loans to cover financial emergencies (i.e., anything that would worsen or become more expensive if left unpaid for an extended period). While there are many different types of monetary crises, these are the most common:

• Medical bills — You don't plan to go to the emergency room, but when you need medical assistance, you have to go and worry about the cost later. Health insurance covers an array of treatments, but you may need a loan to cover the rest.
• Veterinary fees — At some point, your furry friend will need veterinary treatment. If you have pet insurance, some treatments may be covered. But if not, you'll have to pay out of pocket for notoriously expensive care. That's where title loans can help.
• Job loss — Upon losing your job, you find yourself without income very suddenly. This doesn't just impact your immediate cash flow, but it also affects your long-term plans. Title loans aren't a long-term solution, but they can help with the short-term impacts.
• Sudden home expenses — Roof damage, major plumbing repairs, broken appliances, and refinishing needs are all things you don't anticipate doing, but will likely haunt you. The worst part? The associated costs can rack up quickly! Hence, many people seek title loan support to get their bank accounts through.
• Divorce — Naturally, most people focus on the emotional loss that divorce brings. However, it's also incredibly financially draining. So, you can use a title loan to bridge short-term monetary gaps created by separation.
• Natural disasters — Tornadoes, flooding, wildfires, tropical storms, droughts, and other natural disasters can wreak havoc on your home and surrounding areas. The impacts are usually expensive. As such, you might need financial assistance from a title loan.

What Do You Need To Get A Car Title Loan?

After our discussion above, you may realize that getting a car title loan is justified. If so, consider the second half of this article essential. 

Here's everything you need to get a title loan from us at Idaho Title Loans, Inc.:

• State-issued identification — Most of our customers use their driver's license. However, you can bring your passport, student ID card, or military service member's ID card. Provided you're over the age of 18, and your ID displays your name, date of birth, and photograph, you're good to go.
• Vehicle — We perform a quick vehicle inspection to establish how much you can borrow. The more it is worth, the more you can borrow. However, we only accept cars, trucks, and vans. So, do not try to get a title loan with an RV, ATV, motorcycle, tractor, trailer, boat, or another type of automobile.
• Lien-free title — You cannot have any outstanding liens or judgments on your vehicle when seeking approval for a title loan. To prove this, you must provide your lien-free title. Note: the name on this document must match the name provided on your state-issued identification to be eligible for a loan from us.

How To Get A Title Loan

Provided you can fulfill the requirements listed above, follow these steps to get a title loan when you're struggling with expenses:

1. Begin by completing our short inquiry form online. It sends your basic information directly to your nearest Idaho Title Loans, Inc. storefront. Alternatively, call us during standard business hours.
2. After we receive your loan inquiry form, we'll give you a call to discuss the requirements, confirm your information, answer your questions, and talk to you about the process. We'll also schedule an appointment. You can meet us at the store or we can come to your home/workplace to make the process even more convenient.
3. Make sure your documents and vehicle are ready for the meeting.
4. When we/you arrive, we'll inspect your vehicle and documents to consider how much you qualify for. 
5. If you're happy with the amount, we'll help you sign the remaining paperwork to proceed with the loan.
6. Finally, you will receive your money on the same or the next business day.

Get A Car Title Loan From Us Right Now!

Whether you're struggling with job loss, divorce, home repairs, medical bills, or veterinary fees, a car title loan can help you bridge the financial gap. Just give us a call or complete our online form to kickstart the process!

Our friendly loan representatives are ready to guide you every step of the way today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.