Why Idahoans Are Getting An Emergency Payday Loan

We’ve all experienced financial difficulties, for one reason or another, but so many Idaho residents are oblivious to the use of an emergency payday loan to alleviate their financial stress. 

Idaho Title Loans, Inc. offers payday loans 6 days a week for qualified applicants, easing the financial burden of our clients by $100-$500 at a time. Below, we’ll look at some of the reasons Idahoans in the know look to payday loans for emergency cash, as well as some of the ways they put their extra cash to work.

Why Consider A Payday Loan For An Emergency

In an emergency, you’re probably willing to accept a loan from just about anywhere in order to take care of yourself or your family. But we know you’d rather accept help from a reputable, professional source. And that’s exactly why people turn to us for an emergency payday loan as opposed to other short-term loan options.

What follows is a list of great reasons to consider an emergency payday loan if you ever need access to extra cash:

• Easy to apply - It only takes a few items and a few minutes to submit your loan request for a payday loan. You can apply from home or in one of our locations across the state (more about this in a moment!).
• Get your money quickly - Once an applicant is approved, they usually receive their cash the same day or the next business day. This unprecedented speed is one of the main reasons Idaho residents are applying for payday loans in emergencies.
• Fewer requirements - We require far fewer documents than the bank, and it only takes a few simple steps to get approved.
• Personal assistance - You will have a loan representative who handles your application individually from start to finish. After that, you can call the location or come by any time to ask questions or get clarification about the details of your loan.
• No collateral needed - A payday loan is unique because it doesn’t require you to put up any collateral. You only need to bring along proof of income, and you can be eligible to apply.

Types Of Financial Emergencies 

What is an emergency to one person doesn’t necessarily register an emergency for another person. It all depends on your financial and personal circumstances. Putting away a little money each time you get paid in order to prepare for an emergency is obviously a good idea, but it isn’t always possible.

By definition, an emergency isn’t something you’re prepared for. Whether it’s a small or large amount of money that you need, an emergency payday loan could supply the cash you need to avoid a full-blown crisis.

When you think of an emergency, are these some of the situations that come to mind?

• Property damage - Many things can go wrong when you own a home. A home appliance can break down, your roof can be damaged, or a fallen tree can block your driveway. You’ll need instant cash to take care of these and many other property issues.
• Family emergency - You could find yourself traveling to be with a family member unexpectedly at any moment. Extra cash is a must for fares, food, and other necessities while traveling.
• Car repairs -You could experience a flat tire, engine, or transmission repairs at any time. You might even need to have some body work done that will make your car safe to drive after an accident.
• Medical treatment or medication - A trip to the ER or a test ordered by your general practitioner could set you back thousands of dollars, especially if you haven’t met your deductible for the year.
• Regular bills - An emergency payday loan doesn’t have to cover the emergency itself. If any of the circumstances above have made it hard to pay your regular monthly expenses, like the mortgage or buying groceries, a payday loan could help you handle those surprise expenses.

The Easiest Way To Apply 

Idaho Title Loans, Inc. has changed with the times, making it easy for today’s customers to apply for an emergency payday loan. That means you now have the option to submit your information online and handle much of your application from the comfort of your own home. 

To get started, just fill out the inquiry form on our website. This will connect you with an agent who can answer questions about payday loans and help you get started.

Within less than an hour, you could be sitting inside an Idaho Title Loans, Inc. with your driver’s license, most recent pay stub, and a blank check, ready to get approved for an emergency loan. Don’t worry when hard times arise. Do what other Idahoans have done…apply for extra cash through a payday advance loan.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.