installment loan sign

5 Reasons Why It's So Easy To Get An Installment Loan In Idaho

Maybe you have heard of an installment loan in Idaho, but it sounds too good to be true. Idaho Title Loans, Inc. wants you to know that it’s not!

We’ve provided the top 5 reasons it’s so easy to get an installment loan below. After learning how easy the process is, you’ll understand why so many customers come to us for fast cash — and why so many of them get approved! 

What Makes Getting An Installment Loan So Easy? 

We could go on and on about how easy it is to get an installment loan, but we don’t expect you to take our word for it. Here are a few reasons why it’s so easy, and then you can judge for yourself. 

Simple Applications 

You can start your loan request online with our simple form. After submitting your information, you will receive a call from a loan agent near you who can explain how to proceed from there. To get the loan process started, you’ll need to go to the store to complete the required paperwork and present your documents. Most people are able to complete their application within just 30 minutes.

All Credit Accepted

Just because you have bad credit, you’re not automatically disqualified from getting an installment loan in Idaho. You are welcome to apply regardless of your credit status. We do a soft credit check during the application, and at that point, your loan agent will be able to explain more about how bad credit can affect your chances of getting an installment loan.

get an installment loan in idaho

Fast Decisions

You won’t have to wait long to find out if you are approved for an installment loan in Idaho. Customers usually find out within minutes of submitting their paperwork if they are approved or not, so there’s no time wasted.

No Collateral Required

An installment loan isn’t backed by physical collateral but by your signature. So don’t worry if you don’t think you have anything of value. We take nothing but a signature to secure approved applicants!

Helpful Experts At Your Service 

Of course, it always helps to have someone on your side when applying for a loan. Our team processes installment loans every day, so they are the best resource for getting approved quickly and easily. They have all the answers to your questions, and they can help you prepare for your in-person store visit to make the appointment as smooth as possible.

What Else Do I Need To Know About Signature Installment Loans? 

There are just a few more things to know about installment loans before you apply. These details are crucial for you to be eligible for an installment loan in Idaho.

The first thing you need to know is that you are required to have a bank account in your name in order to apply. You can’t apply without one, and you can’t use someone else’s account. 

The next thing to know is what you’ll need to bring with you:

  • A government-issued photo I.D. like your driver’s license or passport
  • Proof of income, such as a recent paycheck stub or proof of government benefits
  • A bank statement that is open in your name

These three documents will prove your identity, your means of repayment, and the existence of your personal bank account.

Finally, you should know that our installment loans have a maximum of $1250. It’s important to know how much you can get so you know if this is the best type of loan for you. You don’t have to apply for the maximum, either. Only apply for what you need (or up to the amount you qualify for). This will make repaying the loan easier and faster.

man with installment loan cash in hand

How To Get An Easy Installment Loan In 1 Day 

On average, Idaho Title Loans, Inc. customers get approved within minutes, and they receive their funds by the next business day. To make sure you get your loan as quickly as possible, follow the tips below:

  • Apply as early as you can - The earlier in the day you get your loan request approved, the more likely you are to have the money deposited into your account that same day. If you apply later, you may receive your funds on the next business day.
  • Double-check the requirements - Ensure that you are eligible and have all the required documents before beginning your loan request to save time once a loan representative is involved.
  • Start online - We have provided a simple way to connect with the location closest to you, so take advantage of it! In minutes, your information could be in the hands of one of our agents who will instantly get to work on your loan.

It’s so easy to get an installment loan in Idaho because we WANT to approve you for the extra cash you need! Let us help you take care of unexpected expenses. 

To get started now, use the online installment loan form to receive a call back from an experienced loan agent. Completing the form is not consent to receive a loan, it provides the information needed to give you a call with details. Submit your form today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.