considering a Boise installment loan over coffee

Find A Quick And Easy Signature Installment Loan Near Boise, ID

Signature installment loans from Idaho Title Loans, Inc. near Boise are a type of emergency loan that lets you borrow up to a whopping $1,250 to cover small to medium crises. And in this expensive world, this can be a real help. 

The following sections will detail the situations that justify getting a signature installment loan, everything you need to qualify, and how to apply. So, without further ado, let's jump right into the details.

What Situations Warrant Getting A Signature Installment Loan?

Sometimes, it can be tempting to use a loan to spoil yourself or a loved one. However, this is not a reason to acquire a loan of any type — signature installment loans included. Instead, you should save such loans for emergencies (i.e., when you need urgent money).

Naturally, said emergencies are different for everybody. What classifies as an emergency to you, may not be a crisis for somebody else. However, there are a few main categories that most would consider to be emergencies. These are as follows:

shaking hands with Boise, ID loan representative

Medical Bills

Whether you have health insurance or not, medical bills are notoriously expensive, especially when they are unexpected. Visits to the emergency room can set you back thousands of dollars, especially when follow-up treatments are provided and charged for.

As such, many people seek out loans to cover the costs of their loved ones' emergency treatment. Signature installment loans are particularly easy to acquire, meaning they're a convenient option in the face of medical bills.

Home Repairs

Burst pipes, broken windows, leaking roofs. You name it, home repairs are always unexpected and usually ridiculously expensive. And while you may not want to think about emergencies like these, they will occur at one point or another. When they do, you need a quick monetary solution, like signature installment loans, to fix the issue as soon as possible.

Car Repairs

You likely rely on your car. However, there are so many things that can go wrong with it (e.g., flat tires, transmission issues, and more). Therefore, you should keep some money aside for these less-than-ideal scenarios. But if you've only just started saving and lack the funds to address a current emergency, a signature installment loan can help cover the expense.

Veterinary Fees

You don't want to imagine your pet becoming ill, but sadly it will happen and vet bills are expensive. This is especially true when out-of-hours care is required. Thus, you can use a signature installment loan in Boise, ID to help cover the costs.

Everything You Need To Get A Signature Installment Loan Near Boise, ID

As you know, signature installment loans are emergency loans. Therefore, we don't expect you to contend with a long list of requirements. Instead, you just need these three things:

  • Driver's license or another type of state-issued identification
  • Checking account statement from an account open in your name
  • Proof of income (i.e., your most recent pay stub)

Unlike traditional loans, you don't even need a great credit score. While your credit will be considered before approval, you certainly don't need perfect credit to gain approval. We understand that's the last thing you want to think about during an emergency.

pen and signature loan agreement

How To Get A Signature Installment Loan From Idaho Title Loans, Inc.

Do you have all the requirements? If yes, you're halfway there! You just need to know how to use them to find out if you can get a signature installment loan, which you will discover right here! The six steps are as follows:

  1. Complete our short online request form. It sends your information straight to your local branch. 
  2. Once received, we'll call you back to discuss the process, answer your questions, confirm your information, and detail the requirements (i.e., those listed in the previous section). 
  3. Bring the necessary documents to your local Idaho Title Loans, Inc. branch. 
  4. We will sit with you and look at your documents to confirm whether you qualify. If you do, we'll let you know how much you are eligible for. 
  5. If you are happy with the amount you’re approved to borrow, we'll help you complete the paperwork. This won't take very long; you just need to sign a few forms. 
  6. After that, you just need to wait for your money! Like the process itself, you won't be kept waiting. Typically, you'll receive the money on the same or the following working day.

Get A Signature Installment Loan Right Now!

Whether you're dealing with medical bills, car repairs, veterinary fees, home repairs, or another unexpected expense, a signature installment loan near Boise from Idaho Title Loans, Inc. is an option.

Provided you have a driver's license (or a different kind of state-issued identification), your most recent pay stub, and a checking account statement, complete our online inquiry form and we'll be in touch to help you through the whole process. So don't wait any longer and fill out the online form now!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.