What You Probably Don’t Know About Idaho Payday Loans

When you need to borrow money fast, you can turn to Idaho Title Loans, Inc. for our Idaho payday loans. But before you do that, there are probably several things you don’t know about these loans and how they can be useful to you. It is important you know these things before you start applying.

Let’s go over the 5 things to know about payday loans that stand out. First, you only need a few items to apply. Next, you can borrow from $100 to $500, and you can do that even if you have less-than-perfect credit. Applying can take as little as 30 minutes, and if you’re approved, the cash can be with you by the same or the next business day.

You’ll certainly want to read through this guide to discover things you didn’t know about these loans. By the end, you’ll understand why it’s a popular option and how it can be useful when you need quick cash.

5 Things To Know About Idaho Payday Loans Explained

1. You Only Need A Few Items To Apply

You only need a few items to apply. That’s quite different from many other ways of borrowing money involving seemingly endless paperwork. Here’s all that you need to apply for Idaho payday loans:

• Identification: First, you’ll need a way to verify your identity. You can do that with a driver’s license or another form of identification issued by the state.
• Pay stub: Next, you’ll need a pay stub to verify how much you make. After all, this is a ‘payday’ loan that you’re applying for.
• Blank check: The final piece here is a blank check from an active account that belongs to you.

Having those three things ready will bring you much closer to getting the cash you need.

2. Apply In As Little As 30 Minutes

Another thing that sets these loans apart from others is their quick and easy process. If everything goes smoothly, you'll only need less than an hour to submit your loan request. Then, all you have to do is wait for the decision.

The loan process must happen in-store. However, filling out a short online inquiry form will give you a head start on your request. Submitting that form will provide your details to the store closest to your location. Once that’s done, you'll get a call from a representative soon after.

We’ll help you understand the payday loan process by providing you with the necessary guidance and information. So, don’t be afraid to ask us any questions you might have about how this type of loan works. Remember, you can avoid unnecessary delays in your approval by double-checking all your information and ensuring they’re accurate.

3. Borrow $100 To $500

Idaho payday loans allow you to borrow up to $500 quickly. That amount can be quite helpful when you need quick cash, especially for emergencies. For example, you could use that amount to pay for:

• Emergency medical bills
• Urgent repairs for your house or car
• Other payment deadlines that you don’t want to miss

Of course, the exact amount you can borrow will depend on how much you qualify for. That will be determined by the loan representative that helps you with the loan request.

4. You Can Apply With Any Credit

Another significant reason why Idaho payday loans are quite helpful to many people is that you can apply regardless of your credit. In other words, you can still apply regardless of your credit, good or bad.

That can come as a surprise to many people who are unfamiliar with these loans. It’s also why some people don’t bother applying, even though they may still qualify. So, don’t hold yourself back if you think your credit isn’t good enough. That bad credit may not get in the way when you're trying to qualify for a loan.

5. Get Cash Quickly If Approved

After you complete and submit your request, the only thing that’s left to do is wait. Typically, that part of the process doesn’t take long. Suppose your loan gets approved. In that case, you can get the money as soon as the same day or the next business day. 

As you can see, that means you won’t have to wait long to get the cash you need urgently. That quick release of funds is another reason why Idaho payday loans are a helpful option when you need some financial help in a pinch.

Sounds Good? Get Started Now!

Now that you know these things about Idaho payday loans, you’re ready to get started. The first step is to reach out to Idaho Title Loans, Inc. by filling out the short online request form so the nearest store location has your information.

As you read before, a representative will contact you shortly after to guide you through the rest of the process. Remember to have the necessary documents ready and always make sure your information is accurate. That will ensure the whole process goes smoothly and without any delays.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.