Follow These Simple Steps To Get A Loan With A Car Title
This guide to Idaho Title Loans, Inc. will lay out the five simple steps for getting a car title loan in ID. From making sure this loan is the option for you to getting your loan request submitted and approved, we’re here to help.
First, we’ll explain how car title loans work and what situations they’re best for so you can decide if they’re right for you. Next, you’ll learn what documents you’ll need and how to get a loan with car title. Finally, we’ll walk you through the final steps to getting approved and receiving your cash.
Cash For Your Car Title Explained
1. Make Sure A Title Loan Is Best For You
If you’ve made it to this page, it’s safe to say you know your way around the basics of a car title loan, but what about their primary use?
Idaho Title Loans, Inc. works with customers who need large amounts of cash fast for urgent, non-trivial expenses. These can include housing costs like overdue rent payments or necessary home repairs, medical procedures and bills, overdue utility payments, travel for family emergencies, and the like.
Our customers choose title loans because they are more efficient and accessible than personal loans from banks or other lenders. If you have no or low credit, unsteady or unverifiable employment, and/or no savings account to cover large emergencies, it may be time to get a loan with car title.
For those with steady employment looking for a smaller loan, you can also want to consider payday loans or signature installment loans from Idaho Title Loans, Inc.
2. Get Your Documents Together
Once you’re sure a car title loan is best for you, you’ll need the following items to qualify for title loan cash up to $15,000 through our loan process.
Here’s what you’ll need:
- A valid government-issued I.D. with a photo
- Your car
- Your car’s lien-free title
I.D.
Most applicants will use their Idaho driver’s license or non-driving I.D. to apply. We also accept U.S. passports, passport cards, student I.D., military I.D., and other forms of government-issued photo I.D. that are up to date.
Your Car
Idaho Title Loans, Inc. can help you get a loan with car title for cars, trucks, and vans, but the loan amount will depend on the condition of your vehicle. During the loan process your car will be looked over and its mileage, year, make, model, and status will be noted to determine how much you qualify for.
Lien-Free Title
Only lien-free vehicles will be considered for title loans. These cars are paid off and aren’t being used as collateral for any other loans.
You can see if your car is lien-free by reading its paper title. If you need a duplicate title, see your local Idaho DMV. To do so, you’ll complete an application and pay a $14 service fee.
3. Reach Out To A Local Office
Once you have your I.D., title, and car ready, you can connect with your local title loan office to get a loan with car title. We have several offices across Idaho that can work with you.
To do so, just fill out the online inquiry form on our website. We’ll then match you with a local office that will be in contact with you shortly.
Alternatively, you can also go to our Locations page and call the office you prefer directly.
4. Meet With An Agent
Whether you call us or wait for our call, you’ll be connected to a trusted agent in your area. This person will be able to answer your inquiries, take you through the loan process, and help you see how much you may qualify for.
Finally, you’ll arrange a time and place to meet to finalize the paperwork. This could be at your home, a nearby location, or our office – your choice! The process is quick and will only last about 30 minutes.
5. Use Your Cash And Breathe Easier
If you’re approved, you’ll get your cash within 1-2 work days. Many customers receive their money the same evening they’re approved, but that will depend on the time of day you start the loan request. You’ll then be able to pay off your urgent bills all while keeping your car and using it as normal during the repayment period.
FAQ:
Do I Need A Checking Account To Qualify?
We do not require a checking account, good credit, or income verification to qualify. You’ll just need your car, lien-free title, and I.D. to apply.
What If The Car Is Not Under My Name?
If the car is under someone else’s name, you’ll need to complete a title transfer to your name to qualify. Follow the process outlined by your local DMV.
Get Your Loan Today
If you’re ready to get a loan with car title today, Idaho Title Loans, Inc. is ready to lend a hand – and some cash! Get anywhere from a few hundred bucks to as much as $15,000 within a day if you qualify.
A car title loan could help you pay off those urgent bills and breathe a little easier. Reach out to us today and you could be using your cash as soon as tonight. The creditors won’t wait, so why are you?
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.