How to Find Out if Your Car's Title is 'Lien-Free' in Idaho

September 15, 2020 | Mason Roberts

 

Woman looking up vehicle title lien information in Idaho.

 

Do you need fast title cash as soon as possible? Then Idaho Title Loans, Inc. has your back. With payday loans in Idaho, you could get approval for cash quickly. You could also apply for title loans in Boise and throughout Idaho with convenient nearby location. However, you must fit certain requirements before you can finish your application and potentially get approval. When it comes to title loans, one of the things you need to make sure about is that your car’s title is lien-free. You may be wondering what exactly lien-free even means. A car lien occurs when you or a previous owner has previous payments leftover on the car title. That means you legally do not fully own the vehicle. While not in line with regulation, individuals may try to sell vehicles with outstanding liens. You could also decide to buy a vehicle using a loan. Until your vehicle is completely paid off and the title is yours, you cannot get approval for a title loan.

There are a couple of private services that offer checks on a car VIN (Vehicle Identification Number) to see if there are any liens relating to the vehicle. However, there is an easier way that does not require any payment. The Idaho Transportation Department offers easy access to a database checker for drivers throughout the state.

Lien Check Using Vehicle VIN

You could potentially even have a lien on your vehicle even if you have fully paid it off previously. Court rulings can result in liens on your property, including a vehicle title. By using the Idaho Transportation Departments website, you can input your VIN and figure out if you fit one of the three requirements to get approval for a title loan. The Idaho Transportation Department should be able to look up your VIN and let you know. All you need next is a valid photo I.D., and the vehicle itself to bring to inspection! You can get started online today or by going to your nearest Idaho Title Loans, Inc. location. After filling out your application and a short inspection, you could be on your way with your cash. With an Idaho vehicle title loan, you get the advantages of:

  • Get Approval, even with bad credit
  • Apply in-store or online for a title loan
  • Up to $15,000 in speedy cash

Get Approval, Even with Bad Credit

With title loans, the idea behind the lending is a little different and easier to get. Instead of the amount you receive is based on how much you are paid each month or your credit score, the amount you received is instead based on the price of your car. If you have a newer car in great condition then you have a better chance of receiving a larger amount. However, you will not know exactly how much you will receive until your car is inspected. The max title loan amount you can receive in Idaho today is $15,000.

Apply In-store or Online for Title Cash

 

Idaho woman in car holding hundreds in title cash.

 

Depending on your nearest location, it can be difficult to make it to a store in time within closing or it may be a bit of a long trek. To makes things even more convenient and accessible for those in need of funds quickly, you have the option to either apply online or go to your nearest Idaho Title Loans store location. If you were to go in person, you simply have to go to your nearest location and fill out the application. You will need to bring certain items like the vehicle, title, and a valid I.D like your driver’s license. The whole process is quick and hassle-free. You can also call beforehand to ensure you have all the right documents. After a quick 5-minute inspection, you can then sign the offer and be on your way with your cash in as little as 30 minutes.

Applying online for a title loan is just as simple. All you have to do is fill out the online form and a representative will be in contact with you soon after. Make sure you are around your phone so you do not miss your call. You can decide on having an Idaho Title Loans, Inc. representative come to you to finish the inspection process. After approval and signing your agreement, you could have up to $15,000 deposited into your account the next banking day. With convenient online title loans, you can get approved for funds without even leaving the comfort of your own home!

Get Up to $15,000 in Speedy Cash

If you are wondering exactly how much you may be able to get, then the answer depends on where you are applying. Applicants in Idaho could receive up to $15,000 in title cash. However, remember that the amount you receive is dependent on the price and state of the vehicle. If your car is years old and has lots of cosmetic wear, then do not expect to get the maximum amount possible. The better the condition of the vehicle and the higher its current market resale value, the more you may receive.

Apply at Idaho Title Loans, Inc. Today!

An online title loan is great when it comes to getting your money as soon as possible. You do not even need a bank account and can instead take your funds in cash! Time can be of the essence if you need your title loan to pay for upcoming bills or medical treatment. Title loans are easy and quick to get. You can go from your title loan application to money in your account in as little as a single banking day rather than waiting days!

 

Idaho title loans blog writer blurb.