Maximize Your Vehicle's Value With Title Loans
Getting a title loan with Idaho Title Loans, Inc. is a straightforward and quick process. We offer loans on different kinds of vehicles, and you can easily find out if you’re eligible for one. If you are, you might be able to borrow a substantial sum.
Your vehicle is a valuable asset, but for most people, that value is locked away because you need to use it, and can’t just sell it. However, a title loan allows you to keep using your car as normal, provided you meet the repayment schedule and gives you access to some of that value.
How Can You Access Your Vehicle’s Value?
1. Register Your Interest
The first step is very easy; you just need to let us know you’re interested in a title loan. You can do this by filling out a quick loan request form on our website, which just asks for some basic information about you and a bit about your vehicle. Most people can fill this in straight away.
2. Chat With An Agent
Once you’ve done this, you’ll receive a call from one of our agents, who will be able to talk you through the rest of the process. At that time, ask any questions you may have, and they will be glad to answer. From there, set up a meeting with one of our other representatives to complete the process.
Don’t panic; you don’t have to come into the store if it’s not convenient for you to do so. Just tell the agent a convenient place that you would like to meet, and our store representative will come to you, at a time of your choosing. There’s no requirement for you to come to a store if you choose not to (but you can if you would prefer).
3. Meet Up With Us
Next, bring your car along to the meeting, so that an agent can look it over. However, before you do this, we’ve got an important tip that will help you maximize your vehicle’s value. Make sure your car is as clean as you can get it. This actually makes a difference, and it’s well worth taking the time to do it. You should clean both the inside and outside of your car thoroughly.
Vacuum the interior, and either visit a car wash or give the outside a clean yourself with a rag and some soapy water. Spending just a short while cleaning your car may improve its value, and help you to increase the amount your can borrow in a loan. That’s also true if you’re thinking of selling the car. Make it look nice! When your car’s sparkling and bright, you can bring it to the inspection, and we’ll handle the rest!
4. Finish The Process
When you arrive at the meeting, one of our trained agents will look over your vehicle, and briefly inspect your paperwork. Make sure you bring your identification (e.g. a driver’s license, passport, or another government-issued photo ID), and the vehicle’s title. Note that this title needs to be free from other loans and must have your name on it.
The agent’s inspection will be quick, as they are highly trained and know exactly what to look for. Once they’ve assessed your car’s condition, they will check whether you are eligible for a loan. If you are, you’ll be asked to fill in some paperwork and sign to accept the loan, and then you’re all done!
Do Title Loans Represent The Full Value Of Your Vehicle?
We offer title loans of up to $15,000, meaning that we can provide loans on many different kinds of vehicles. Be aware that the value you can get from a title loan isn’t going to be equal to the amount you would get from selling the vehicle.
After all, you keep the car and retain the rights to use it provided you meet your repayment schedule, so it’s a very different proposition. If you don’t want to sell your car, a title loan can be a good alternative for getting the money you need.
Get Your Title Loan Process Started Today
Idaho Title Loans, Inc. has what you need to get a title loan on your vehicle. We specialize in providing loans to people in a wide range of circumstances, so even if you don’t have good credit, you can apply. You don’t have to give up the use of your car, either.
Many people use this type of loan when a financial emergency occurs. With a quick and easy process and options for all credit ratings, we help people across Idaho borrow money against many different kinds of vehicles. Title loans may not be the solution for everybody, but they can definitely help when you’re in a pinch.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.