cash advance on paycheck note

How Long Does The Paycheck Advance Process Take?

Getting a paycheck advance is often something that people do when they’re in a hurry – and Idaho Title Loans, Inc. recognizes this. That’s why we’ve done everything we can to speed up the loan process and allow you to get access to the funds you need even faster.

Although many traditional loan processes take a long time and a lot of paperwork, a paycheck advance can be completed quickly and involves very little paperwork. It should be easy to do it from start to finish within a day.

How Long Does It Take To Get A Paycheck Advance?

We’ve done everything we can to streamline the paycheck advance loan process. If you have all of your paperwork ready, the in-person part of your application should be less than an hour for most people – and sometimes it could be as little as 30 minutes. It can vary slightly, but it’s typically very quick.

The other parts of the process can also be done in no time at all. You can begin your payday loan request online by filling in a short form. This takes a couple of minutes for most people, as it only asks for a few pieces of basic information. Next, there’s a phone call, but this is usually fast too.

Overall, you can easily complete the process within a few hours, even with the in-person part included. We’ve got 9 different locations in the state of Idaho, so you should be able to find a location close to your home or office.

how long is the paycheck advance process

What Documents Do You Need?

In most cases, you’re only going to need the following:

  • Your state-issued ID (with a photo)
  • Your last paystub
  • A blank check tied to a checking account in your name

How Fast Will You Find Out If You’ve Been Approved?

You will find out if you’ve been approved for a paycheck advance straight away. Once the in-person inspection of your documents has been done, the agent helping you will find out how much you are eligible to borrow.

When they’ve done this if you’re happy, you’ll sign the paperwork and that’s all there is to it.

How Quickly Will The Money Be Transferred?

The money transfer is fast! We know that people looking for these kinds of loans need them in a hurry, so we don’t delay in sending the funds once you have been approved.

You could have the money in your account as soon as the same day or the following working day. There’s no way for you to speed it up on your end, but the longest you’ll wait is two business days.

That means you can swiftly take care of your debts and get your finances back on track as soon as possible. You can get as much as $500 with this kind of loan, which should help you get to your next payday.

Is A Payday Advance A Fast Form Of Borrowing?

A payday advance is a rapid source of funds when you don’t have time to wait.

It’s designed to deal with emergency situations, which might arise with minimal warning. If you’re facing a big bill, such as a car repair, replacement of an essential appliance, a home repair, a medical bill, emergency travel costs, or something else, a paycheck advance is one of the quickest solutions.

We know that means our customers often need the money sooner rather than later, and may not be able to wait. As a result, we’ve done everything we can to offer a fast turnaround time and make sure you get the money as quickly as possible.

paycheck cash advance

What Does The Loan Process Involve?

There are three short parts to the loan process: the form, a phone call, and an in-person trip to our store. These can be completed in record time, and all you need to do is:

  1. Fill out some basic personal details, such as your zip code and phone number, plus your email address, name, etc.
  2. Wait for a callback from one of our agents. This usually only takes a few minutes to come through, and they’ll be able to answer any questions promptly as they walk you through what you need to know about the loan.
  3. Head into the store for your appointment. You’ll have a dedicated agent to help you get through this part, and they’ll make it as efficient as possible. You’ll be told whether you have been approved, and then you can head home!

Get Your Paycheck Advance Today

Idaho Title Loans, Inc. is a provider of quick paycheck advances for people throughout the state. If you need to borrow money in a hurry because you’ve got an urgent financial situation to deal with, we may be able to help.

Our company has done all it can to make the application process quick and easy. This maximizes the convenience for customers and ensures we serve as many people as possible. If you’re eligible for a payday loan, you may be able to get your money within just a couple of business days.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.