How Much Can I Borrow with a Payday Loan in Idaho?

August 5, 2021 | Daniel Dewitt

got a payday loan in idaho

If you are looking for a payday loan in Idaho, you may be wondering just how much you are able to borrow. We are going to cover this question in this article. This way, if you are one of those searching for 'payday loans near me', you will have an overall idea of how much cash will be available to you.

How Much Can I Borrow with a Payday Loan in Idaho?

This will always depend on which company is providing your payday loan in Idaho. However, the average maximum is between $100 and $500.

Remember, the reason why a cash amount that you can get with a payday loan in Idaho is limited, is because these loans are designed to be paid off by the time your next payday rolls around. These loans are meant to cover the short-term emergency expenses that crop up in life from time to time.

What Are the Determining Factors for the Payday Loan Amount in Idaho?

There is very little that can impact how much you can borrow when you apply for a payday loan in Idaho. However, the lender may still need to check a few pieces of information: This is to ensure that you can cover the payday loan.

1. If You Have All the Required Items

You will need to bring a few documents along to the lender. This includes:

  • Photo ID issued by the government
  • Paystub from the previous month
  • Blank check that shows your current active checking account.

If you are one of those looking for 'payday loans near me', then head on over to Idaho Title Loans, Inc. This is your best way to secure a payday loan in Idaho.

2. Your Ability to Pay It Back

It is vital that you have the means of paying back the borrowed amount. This is why every payday loan lender will need to check your income and pay stubs.

By looking at your income, the lender may adjust the amount they’re willing to lend you. For example, very few payday lenders in Idaho would lend you $500 if you’re living off of unemployment benefits only. Therefore, it is so important to only apply for loans that you know that you can afford.

It's important to underline that being unemployed does NOT automatically disqualify you from a payday loan. You still have chances to get one with Idaho Title Loans, Inc. even if you’re unemployed. However, reasonably enough, being unemployed may reduce the loan amount you may qualify for.

Will Bad Credit Affect the Payday Loan Amount?

While payday loan lenders will lend cash to those with prefect credit history, this is a type of loan that has been designed for those with bad credit history. This means that the potential loan amount will be based upon an assumption that you have a poor credit history.

In other words, your credit history will not determine how much you can borrow. The deciding factor is whether you can pay off the borrowed amount when your next paycheck comes in. So, don't be afraid to apply for a payday loan in Idaho if you have a less-than-perfect credit history. This is a loan that has been designed especially for people like you.

How to Find Payday Loans Near Me?

If you have decided that you need to borrow money for an emergency expense, then you may want to start looking into 'payday loans near me'. Luckily for you, no matter where you are located in Idaho, Idaho Title Loans, Inc. is always ready to help by offering fast emergency funding solution in the amount of up to $500.

To find the payday loan in Idaho location nearest to you, all you need is to visit our Store Location Page on our website – and you’ll see all the contact information including the address and phone number to call.

searching payday loan near me

How to Get a Payday Loan in Idaho with Idaho Title Loans, Inc.

  1. Fill out a short request form on our website. It will send your basic information to the nearest Idaho Title Loans, Inc. location letting us know you’re interested in working with us.
  2. Receive a phone call from one of our representatives who will confirm your information and ask you a few questions before proceeding any further. After everything has been clarified, you’ll be scheduled an appointment with an agent.
  3. Bring the required items to your meeting with an agent, including:
    • State-issued I.D. or driver’s license
    • Your most recent paystub
    • A blank check from an active checking account in your name.
  4. After reviewing your documents, they will let you know if you qualify as well as how much you qualify for. If it seems satisfactory to you, sign the agreement.

Get Started Today!

No matter how much cash you can get with payday loans in Idaho, remember that payday loans should be used for emergencies only. If your financial situation calls for it though, Idaho Title Loans, Inc. has your back covered. You can get started today by submitting a short request form on our website. It takes just a couple of minutes!