Planning Your Budget For The Holidays: The Ultimate Guide
If you don't have a plan, holiday spending can add up really quickly. You've probably looked back on past years and been rather shocked at the amount you ended up spending! And that's okay. Just know that you can set a budget and stick to it. We're going to show you exactly how to do that. We’ll also show you how you can obtain fast financial relief in an emergency by using your title for cash. Ready to never overspend on gifts again?
Planning Your Budget For The Holidays
Step 1: Figure Out What You Can Afford
The first thing to do is to figure out how much you can afford to spend on the holidays. This includes gifts and food! It's easier to do if you already have a monthly budget going. But if not, don't worry, it's doable.
Step 2: Write Down Everyone You Want/Need To Buy For
Now is the perfect time to jot down a list of all the people you need to buy gifts for. Think about those in your immediate family, extended family, friends, and any teachers or mail people. After that, you should think about making a list of all the food you're expecting to cook or enjoy on the day.
Step 3: Assign An Amount To Each Person
Usually, you'll spend more on your immediate family. So, ensure your budget reflects this. It is tempting to let the shops take over and go wild but writing down a monetary amount next to each individual will encourage you to stick to the plan.
Step 4: Create A Shopping Plan
Are you going to shop primarily online or in-person? When are you going to start? When are you planning to wrap the gifts? All of these factors need to be considered. This way, you'll be armed and ready with the funds and a step-by-step plan.
Step 5: Suggest Secret Santa If Everything Is Too Much
If you've done all of that and ended up feeling a bit disheartened, why not suggest secret Santa? You'll save a ton of money and stress when you have to buy for a single person.
Facing An Emergency That Will Ruin Your Budget? Title Loans Can Help
Title loans are a short-term loan option that allows you to leverage the value of your vehicle in order to secure up to $15,000. They’re fast, easy to obtain, and they’re useful when facing an emergency that has the potential to ruin your carefully sorted holiday budget.
The Advantages of Title Loans
They’re Easy to Access. As long as you own a car or motorbike, you can apply for a title loan and applying takes only half an hour to complete. Plus, you can start your application from the comfort of your home.
All Credit is Welcome. We understand that your financial situation shouldn’t be defined by your credit history and, because a title loan is based on the value of your title, we won’t even conduct a credit check.
You Can Receive Your Money on the Same Day. When facing an emergency, you don’t always have time to wait, which is why we’ve streamlined our process to get you money often on the same day that you submit your application.
You Can Continue to Drive Your Car. Contrary to the popular belief, you do keep and operate your car for the duration of your loan.
What Can You Use A Title Loan For?
Title cash can be used for any emergency you’re facing, whether it’s a medical emergency, an urgent repair, or anything that’s threatening your ability to provide for you and your family.
Applying For A Title Loan
The first thing is first, you’ll need to fill out a quick online form that can take minutes to complete. You’ll need your vehicle information so make sure you have your title close by. After you submit the form, you’ll be contacted by a representative who will schedule a meeting at the location and time of your choosing. If you need money sooner rather than later, you’ll want to schedule this meeting as soon as you can.
During the meeting, your representative will review the title loan process and conduct a brief inspection of your vehicle, which will determine how much money you’ll receive. After that, you’ll fill out your contract and the money will be deposited directly into your bank account for you to use.
Planning a solid budget for the holidays is difficult, let’s be honest. It’s especially difficult when you face a sudden emergency that requires most of your money. Instead of cheating your loved ones out of the holiday, you want to give them, using your vehicle title for cash can help you tackle your emergency so that it doesn’t break you.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.