The Secret Weapon For Solving Money Emergencies

Have you ever found yourself in a situation where you're not sure how you're going to cover some unexpected expenses? If so, you're in the right place because we're going to share our secret weapon with you.

Idaho Title Loans, Inc. is in the business of helping people solve their money emergencies. We offer title loans so you can get cash fast with your lien-free vehicle title. The process is fast, easy, and doesn't require a hard credit check. It’s actually pretty simple, we loan you money backed by the vehicle you own outright, titled in your name.

So, let's get started talking about how our title loans can help you deal with your money emergencies.

What Is A Title Loan?

Title loans are different than traditional loans in that they're not based on your credit history. In fact, these loans don't even affect your credit.

At Idaho Title Loans, Inc., we use the equity in your vehicle and extend you a loan backed by your title. The clear title to your vehicle becomes the collateral you can borrow against. 

We will make a determination on the value of your vehicle based on its year, make and model, and the condition it is in. In Idaho, we can approve title loans from $300 up to $15,000.

How Do I Apply For A Title Loan?

We give you options to apply for title loans in Idaho. You can make a visit to one of our nine different store locations throughout the state and complete the whole process right there.

Or you can give your nearest Idaho Title Loans, Inc. branch a call and start your process over the phone. Then, the representative you speak with can schedule an appointment for you to come in and present your documents for review along with your vehicle for inspection.

We also have an online option. You can fill out a quick inquiry form on the homepage of this website and we will call you shortly after it is received. You'll put in your name and contact information, the type of loan you're interested in, and information about your vehicle, should you be inquiring about a title loan.

Do I Have To Come Into The Store To Complete The Loan Process?

You do not have to step foot in a store location to complete our title loan process. The choice is yours. If you inquire online about your title loan, you will speak with a representative over the phone. They will make sure all the necessary information is in your loan request file.

Once you've asked any questions you may have, the representative will set up a time and place to meet. You can choose a convenient time and location that works best for you. If you want them to come to your home, they will. If you want them to meet you at work, they will. They can come to any location that is convenient for you.

At the meeting, the loan agent will review your ID and title before inspecting the vehicle itself. This meeting is necessary for determining how much you can get approved for. 

Do I Have To Have A Checking Account To Get The Cash?

You do not have to have an active checking account to get cash from a title loan. The simple requirements include the lien-free title in your name, your state-issued ID or driver's license, and the actual vehicle. 

You and your loan specialist can work out how you want to receive your funds. And depending on the time of day you sign the loan documents to accept the terms, you could have the money that same day. If it's past the point for same-day funding, you will receive the cash you are approved for the next business day.

How Many Times Can I Use This Secret Weapon?

You can only have one title loan out against your vehicle's title at a time. But you can apply for more title loans once you've paid this one off. 

Keep in mind that even though we don't report to the credit agencies, we do keep a private file on our customers. If you develop a bad payment history with Idaho Title Loans, Inc., we may use that information in our decisions to approve or deny future title loans for you.

The Bottom Line

You don't have to stress over money emergencies when you have a clear title to your vehicle. Idaho Title Loans, Inc. has a secret weapon that can help you in these situations. And in many cases, we can get you approved for a title loan in under an hour. 

So, don't wait. Go to the homepage and fill out the online inquiry form. We're poised and ready to call you and get you on your way to solving your financial issue as soon as possible. So, let us help with a title loan today. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.