listing car title loan requirements

What Are The Car Title Loan Requirements In Idaho?

Curious to know about the requirements to get a title loan? If you have ever been denied a loan before, you know it’s hard to please banks. Instead, you can meet car title loan requirements to get up to $15,000 in Idaho. Do you want to know how? Keep on reading!

What To Know About Idaho Car Title Loan Requirements 

Why Car Title Loan Requirements Are Easy To Meet

The main thing that differentiates car title loans from bank loans is that a high credit score is not the main determinant for qualifying. Title loan places, like Idaho Title Loans, Inc. accept all types of credit making it possible for applicants from all credit backgrounds to get a loan.

It is possible for lenders to do soft credit checks (which will not impact your score) if you claim for a bigger amount of cash, but the result won’t disqualify you automatically, though it may influence the amount you’re eligible to get. But you will still have chances to take out a loan in the amount that’s based on the value of your vehicle.

At Idaho Title Loans, Inc., we put your needs first. It’s our goal every day to help as many people as we can receive the help they need. That’s why we take great pride in having car title loan requirements that are easy to meet.

Here’s what you can expect when working with Idaho Title Loans, Inc., including a close look at the car title loan requirements that can help you achieve a car title loan of up to $15,000.

The Basic Car Title Loan Requirements

We make it easy to qualify for a car title loan at Idaho Title Loans, Inc. You just need to meet only 3 main requirements to be approved:

  • Be at least 18 years old and prove it with a valid driver’s license or form of identification issued by the state.
  • Have a lien-free title to your vehicle that’s in your name
  • Possess a vehicle and be able to provide it for a quick inspection.

Having a checking account or proof of employment is not part of the car title loan requirements at Idaho Title Loans, Inc.

What Is A Lien-Free Title?

It’s one of the most important car title loan requirements, but it just means that you are no longer making payments on your car and that you own it outright. There must be no outstanding loans or judgments against your vehicle. A lien-free title is also known as a clear title. The title must be in your name in order to qualify for a loan.

car title loan requirements: lien-free title

Why Does My Vehicle Need To Be Inspected?

It’s standard for car title loans. In a short inspection, usually about five minutes, our loan representative evaluates the condition and value of your car in order to help us solidify how much of a car title loan you may qualify for.

What Is The Car Title Loan Process?

We give you several different and fast options to pursue a car title loan. Here’s all you need to do.

  1. You can start the process online by filling out the car title loan form on our website. You just need to provide your name, email address, phone number, and zip code, as well as the year, make, and model of your vehicle. You can also choose to start the process over the phone or by visiting one of our many locations.
  2. A loan representative will call you within minutes after you submit the online form. They will go over the car title loan requirements and answer any questions you have. At this point, you can schedule a car title loan appointment at any of our store locations or at any place you choose. Alternatively, you can pursue car title loans online, and in this case, you can choose to meet with a representative at a place that’s most comfortable to you, and they’ll drive to a designated location for the vehicle inspection.
  3. Be sure to have the required items when you meet the loan representative. They will perform the short appraisal and calculate the amount you could qualify for. They will review the process and go over the required items in as little as 30 minutes.
  4. Once you are approved and qualify, you agree to the loan terms and conditions and receive your money that same day or the next business day. Then, you drive away in your car!

met car title loan requirements

Get Started Today

Unlike conventional loans, car title loan requirements do not go to great lengths to prevent you from receiving the help you need when you’re coping with a financial emergency. At Idaho Title Loans, Inc., all you need to do is give us a quick call, visit us in person or start the process online today. We’re here for you.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.


Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.