Find A Pit Stop For Cash With Quick Car Title Loans Nearby

You don’t have to drive all over town to find a car title loan when you’ve got Idaho Title Loans, Inc. Locate a nearby store by browsing the Locations page, or let the nearest store find you instead. Just fill out and submit the online form and wait for the call!

In this article, you’ll dive deeper into your options for locating a nearby title loan to secure quick cash. Then, you’ll learn what’s required to qualify and what you can do when faced with the common challenges of applying for this type of loan.

Let’s get started!

How Do You Find A Nearby Car Title Loan?

As you read above, you don’t have to search high and low to find out where to get a title loan.

Instead, here are 2 ways to find a pit stop for quick cash in as little time as possible:

1. Check The Locations Page

Your first option for finding a nearby title loan is to browse the Locations page. There, you’ll see a full list of all available store locations, along with their addresses and phone numbers. Just find the one you want to visit and give them a call!

2. Let The Pit Stop Come To You!

Another more convenient option is to have the pit stop come to you. You can do that by filling out and submitting the online form with details like your name, contact number, and ZIP code to get started.

On top of that, you’ll also have to include basic information about your car, like its make, model, and year.

Soon after you send that form, a helpful loan representative will get in touch to take you through the entire application process.

What Do You Need To Qualify For A Title Loan?

You can get fast cash with a title loan just by meeting its relaxed requirements.

Here are the requirements you must meet to qualify for one of these loans:

1. Minimum age: The first requirement is the most straightforward - you must be at least 18 years old to apply. There is no way around the minimum age requirement, so it doesn’t matter if you’re only hours away from 18. You can only apply when you’re legally an adult.
2. Identification: Next, you must provide your driver’s license to help verify your identity, age, and vehicle ownership (among other things). For this one, you can use any other valid state-issued ID as an alternative if you don’t have a driver’s license.
3. Car title: As the name suggests, you’ll need a car title to apply for a title loan. More specifically, that title must be ‘clear’, which means it’s lien-free and without any judgments or outstanding loans against it.
4. Physical vehicle: Even though the car title is the highlight when applying for one of these loans, you’ll still need to bring the vehicle in as well. This is so a representative can inspect it to determine how much it's worth, and in turn how much you can borrow. You’ll get to take the car home once the inspection is done.

These requirements are clear-cut and simple to meet for most people. So, you can get started as soon as you meet the requirements and have the necessary documents.

What Do I Do If The Car Title Doesn’t Belong To Me?

Suppose the car title you have isn’t registered to you. In that case, you’re not authorized to use it to secure a loan. But don’t worry! Here’s what you’ll need to do.

First, drop by your local DMV office. There, you can have the title transferred to you. Once that process is complete, you can use it to apply for a quick car title loan and get up to $15,000 fast. 

Of course, the exact amount you’ll qualify to borrow will depend on how much your car is worth. A representative will assess its value during the application process by checking its condition and referring to a recognized pricing guide.

Will Bad Credit Affect My Application?

No, you don’t have to worry about bad credit affecting your ability to get quick cash this way. As you may have noticed earlier, having perfect credit is not one of the requirements to qualify for a title loan.

So, go ahead and apply if you can meet the necessary requirements. Your application will go through the same consideration as any other applicant, regardless of your credit.

Drop By For Quick Emergency Cash Now!

Learn more about how to get emergency funds at an Idaho Title Loans, Inc. Find a store location, or have one find you instead! You can do that by submitting the online form with the necessary details and waiting for a representative to call your number.

Once that happens, they’ll guide you through the remainder of the title loan process until you have everything you need!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.