How To Get A Cash Advance In Idaho

You don’t have to look any further to learn how to get a cash advance from Idaho Title Loans, Inc.! To get the loan process started, all you need to prepare is a blank check from an active checking account, your most recent pay stub, and a valid state-issued photo ID.  

In the following sections, you’ll learn everything there is to know about getting a cash advance in Idaho. You’ll learn the requirements you must fulfill, the steps you’ll go through, and you’ll learn answers to some common questions about the loan!

What Do You Need To Get A Cash Advance In Idaho?

Learning how to get a cash advance is pretty straightforward once you understand its requirements.

Here are the first two requirements you need to satisfy to apply for a cash advance:

• Minimum age: For starters, you must be at least 18 years old to submit an application. Even if you’re only a few days or hours away, you’ll have to wait until you’re officially 18 to proceed.
• Checking account: You’ll also need an active checking account in your name to apply. The account is necessary for the financial transactions related to the loan if your application is approved.

Simultaneously, you’ll also need to bring a few things with you, which are:

• A blank check: First, you must bring a blank check from an active checking account in your name. It’s best to prepare it beforehand, as you’ll need to bring it when you meet with the loan representative in person.
• Pay stub: You’ll also need to bring along your most recent pay stub. That pay stub will serve as proof of income and help the lender to determine how much you can qualify to borrow.
• Identification: Last, but certainly not least, you must also provide a valid form of identification. Your driver’s license is a good example, though you can use any other kind of state-issued photo ID you have.

Think of the list above as a checklist. Once you’ve ticked everything off, you can consider yourself ready to apply for a cash advance.

How Do You Apply For A Cash Advance?

Now comes the main part of how to get a cash advance. Even though it might seem intimidating at first glance, the loan process is very simple.

That process involves 3 steps, which are:

Step 1: Submit An Online Request Form

You can begin this first step at any time. Just complete the online request form with the required details, and check to ensure everything is accurate.

Submitting that form will send your details to a loan representative at the store nearest to your location.

Shortly after, the representative will call you to discuss your loan request and set an appointment to meet you in person.

Step 2: Meet With Your Loan Representative

The next step is to meet your loan representative with the required documents mentioned above.

Remember: you have to bring your blank check, identification, and latest pay stub to this meeting.

The representative will verify your documents and guide you through the final steps of the process. In total, this part of the process can be done in as little as 30 minutes, if everything goes smoothly.

Step 3: Get Your Money!

If your application is approved, you can get the money as early as the same day or by the next business day. 

Do You Need Good Credit To Apply For A Cash Advance?

No, you do not necessarily need good or perfect credit to apply for a payday loan. Whether your credit is good or bad, you can still submit an application to be considered for a cash advance. 

One thing you’ll discover when learning how to get a cash advance is that it’s accessible to a wide range of people, including those with less-than-perfect credit.

How Much Can You Get With A Cash Advance?

You can borrow anywhere from $100 to $500 with a cash advance. The precise amount you can get will depend on the loan representative’s assessment of your documents when you meet.

Many borrowers find cash advances to be helpful because of the quick approval time, the amounts they can borrow, and the fast repayment period. This type of loan can be used for many different kinds of financial emergencies like urgent repairs, paying rent, or getting current with utility bills (among many others).

Get Started Now!

At this point, you’ve already learned how to get a cash advance from Idaho Title Loans, Inc. Just remember that you need valid identification, your latest pay stub, and a blank check from your active checking account to submit an application!

Once you meet the loan representative in person, the rest of the process will take very little time to complete. If approved, you’ll get the money you need fast, so you can settle whatever urgent payments you need to make!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.