How Can I Get An Instant Cash Loan?

A car title cash loan is a resource that you might consider if you need emergency cash for an unplanned expense, medical bill, or repair, but how does the process work? Here’s how you can one of our loans through Idaho Title Loans, Inc.

An instant cash loan uses your car’s title as collateral, meaning that you don’t need to have great credit to be approved. You will need a state-issued ID, a vehicle, and a lien-free title to qualify. 

To apply, fill out our quick request form, speak with a loan representative, follow through with the in-person inspection process, and, hopefully, get approved for up to $15,000!

An instant cash loan is a valuable resource when other financial resources have failed. In this article, we’ll explore how you can get a car title cash loan so that you can inquire with confidence.

What Is An Instant Cash Loan?

An instant cash loan, or car title cash loan, is a borrowing opportunity that gets you a lump sum of money to spend at your discretion, using your car’s title as collateral. These loans are best used for emergency situations. You will be required to pay back the loan in regular installments.

How To Take Out A Loan With Us

In order to take out one of our loans, you will need to bring a few required items. You will also need to go through the title loan process and complete some paperwork.

What Do I Need For An Instant Cash Loan?

To take out an instant cash loan, you will need to make sure you have the following with you when you meet with one of our representatives:

• Your driver’s license or government-issued ID – Any form of government-issued ID with a recent photo of you is acceptable. For example, your passport, non-driver’s license, military ID, and student ID are suitable forms of identification.
• Your lien-free vehicle title – It’s imperative that your car title is lien free, with no claims or judgments against it; otherwise, we cannot offer you a loan. Liens indicate that the car is technically owned by someone else, making it useless as collateral. Pay your lienholder accordingly before you try to take out a loan.
• Your car itself – An in-person inspection of your car determines its value and thus how much you qualify for on your loan. Bring your vehicle along when you meet with one of our representatives.

The Simple Loan Process

Now that you know exactly what you need to bring when you apply for a loan, here’s a step-by-step guide to the title loan process:

1. Complete the online form – You can access our quick request form by choosing your preferred loan type on the ‘Get Started’ window at the top right-hand side of this page. Completing this will connect you with a nearby storefront and provide us with some basic information about your car’s make, model, and year.
2. Wait for a representative to call – A loan agent will call you shortly after you submit the online form to confirm that all of your information is correct. They will also review the loan process, answering any questions you may have. You will then set up an in-person meeting either at the store or at a location of your choice. We will come to you if you prefer not to go to the store.
3. Go through the inspection – Bring your required items (ID, lien-free title, car) to the meeting, and a representative will verify them. They will check your VIN, title, and the condition of your car to determine what you could qualify for.
4. Get approval – If everything checks out, you’ll move on to the closing paperwork for the approval process. Should you be approved for the loan, you will receive your money the same day or the following business day.

Loan FAQs

Do You Require Good Credit?

You will not need excellent credit to apply. Your car serves as collateral, making all credit types welcome to apply.

Does The Title Need To Be In My Name?

The title denotes ownership, and you must be the legal owner of your vehicle in order to use it as collateral. If you are not the owner, you’ll need to have the title transferred at the DMV before you apply to get a loan.

Get Your Instant Cash Loan Today!

Idaho Title Loans, Inc. offers an instant cash loan for times when life leaves you without financial recourse. Emergency situations can arise out of nowhere, and in those situations, getting quick cash using your car title might be at the top of your to-do list.

If you need urgent cash today, give us a call or fill out our quick request form to submit an inquiry for your car title cash loan today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.