6 Reasons to Get Payday Loans in Idaho

February 1, 2021 | Louis Tully

payday loans idaho

A payday loan in Idaho is used by tons of people every single day and for good reason. We can try and build our savings up as much as possible to avoid getting loans, but unexpected events are just a part of life.

Thankfully solutions like payday loans online exist to help us in our time of financial distress. Here are six reasons to get payday loans in Boise, Idaho.

Reasons for A Payday Loan

1. They can help with emergency expenses.

Cars break down, homes get damaged, and people get sick. Payday loans can help you if you’ve sprung a leak, popped a tire, or need antibiotics that your insurance doesn’t cover. The best part about payday loans is that you’ll generally get them the same day you’re approved.

So, the pressing issues you’re facing won’t have to wait 5-7 business days to be resolved.

2. Payday loans can help with rent.

It’d be nice if landlords understood being late on rent a few weeks, but that’s often not the case. If you have most of your rent already and are just missing the other half or less, payday loans can help make up for what you’re lacking.

You won’t have to worry about getting into hot water with your landlord or paying double on next month’s rent.

3. You can buy groceries with them.

Normally, you may have a budget for groceries already set. But in the case of needing an abrupt diet change – maybe doctor ordered – you might need to shell out extra cash for organic health foods. The cost of specialty foods is likely a lot higher than what you’d typically spend.

A payday loan can help with the grocery bill; meanwhile, you can work on having a clean bill of health.

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4. Payday loans can save you money.

Using a payday loan to cover a bill that will cost more if missed can save you money in finance and interest charges. Even though there is a grace period on most bills before that charge kicks in, it’s better to have peace of mind and get it taken care of promptly.

If you live in Idaho, a payday loan is available the same day you’re approved, so you’ll be able to pay that bill before the grace period even begins.

5. Your credit score can be less than extraordinary.

Your score doesn’t have to wow the banks to qualify for a payday loan. These types of loans aren’t dependent on credit, so you can apply even if you have none at all. In times of need, this takes unnecessary pressure and anxiety off your back.

It also helps if you’re using a payday loan to build credit (i.e., paying off a credit card).

6. Finding payday loans near me is a simple process.

Getting a payday loan Boise, Idaho, can take as little as 30 minutes with a company like Idaho Title Loans, Inc. This is because the representatives work efficiently to get you the cash you need. Also, you won’t need to dig around for old documents.

Everything required of you, you likely already have or can easily obtain. In emergency situations, this is extremely important because who wants to stress over finding paperwork when their pipes are leaking?

The documents you need include the following:

  • A government-issued photo ID
  • Your most recent pay stub
  • A blank check from an active checking account that is in your name

Here’s a breakdown of the process:

  1. The first thing you’ll do is fill out an online request form or you can give the nearest Idaho Title Loans, Inc. a call during regular business hours. Doing a quick internet search on the location will bring up the business hours listed on the website.
  2. If you make the decision of submitting the request form, you’ll wait for a representative to quickly give you a call back and direct you to the nearest Idaho Title Loans, Inc.
  3. Next, you’ll head on over to the payday loan store you’ve chosen. Don’t forget to bring all the necessary documents!
  4. When you arrive at the payday loan Boise store, you’ll be able to ask any questions you have as the associate confirms and verifies your information and documentation. Within as little as 30 minutes, you’ll be able to complete the entire application process.
  5. If you get approved for the loan, you can get up to $500 in cash the same day!

A payday loan Boise can get you cash quickly when you need it the most. Using Idaho Title Loans, Inc. makes the entire process, from start to finish, speedy and straightforward. You don't have to spend time worrying about your credit score or digging in your old file cabinet for hours for paperwork. Idaho Title Loans, Inc. makes get a short-term fast cash payday loan Boise simple for you to take care of the emergency at hand.