Surviving a Financial Emergency with Payday Loans in Boise

January 27, 2021 | Peyton Sawyer

Amid a financial meltdown? No need to worry. They're easy to survive with the right payday loan! We'll show you how.

How to Survive a Financial Emergency with Payday Loans Boise, Idaho

What Is a Payday Loan?

A payday loan is a short-term financing solution that allows you to effectively deal with a financial emergency when they pop up. They are generally used to cover the gap between now and your next payday (hence the name!).

Financial emergencies are not long-term problems, so payday loans aren't long-term solutions. However, they are the perfect tool for getting out of sticky situations (medical bills, auto repairs, or home repairs).

The 5 Best Parts About Acquiring Payday Loans Boise

There are so many benefits to using payday loans to survive a financial crisis that we'd be here forever if we spoke about them all! Let's cover the top five ones instead, shall we?

#1 They Are Easy to Access

Payday loan lenders are always on the ball. Regardless of the time of day, you can receive your money within 24 hours. Traditional bank loans, on the other hand, tend to take a long time to obtain (in other words, useless in emergencies!).

#2 You Won't Be Denied for Less Than Perfect Credit

Standard loan lenders will not accept you if your credit score is less-than-desirable because they conduct intrusive credit checks. Payday lenders, however, don't follow such strict policies regarding your credit.

#3 It's an Unsecured Loan Type

The word "unsecured" doesn't leave many people feeling reassured. But in this case, we promise it's a good thing!

Payday loans Boise aren't secured, which means you don't need to put up your assets as collateral (car, house, etc.). So, you aren't subject to losing your items if you can't make one of your repayments.

#4 You Won't Have to Deal with Lengthy Paperwork

Traditional banks come with traditional amounts of paperwork — a lot! Not only is this time consuming, but it can also be rather confusing. Thankfully, payday loan lenders switch it up.

You only need a couple of documents to apply and gain approval for payday loans in Boise. You'll be on your way with the cash you need in as little as half an hour.

#5 You Can Repay Them Early

If you have ever taken out a traditional loan, you might already know that repaying it off early can incur extra fees. With payday loans Boise, it's not like that. Instead, you won't have to pay as much if you make repayments early. This will also help you increase your credit score so you can come out of your financial crisis feeling secure.

payday loans boise

How Do You Apply for Payday Loans Boise?

The process is super simple. We don't like wasting your time so we have cut the process down to the bare minimum.

It works like this:

Step One: Online

The first port of call is to head to our website, IdahoTitleLoansInc.com.

Step Two: Form

The page should load pretty quickly. You'll see a simple request form that asks for your basic information. Fill it in and press send.

Our advanced system will send your details straight to your closest Idaho Title Loans Inc storefront so one of our friendly loan experts can call you.

Step Three: Call

When they do call, make sure you pick up the phone. The loan representative will begin by confirming your details. After that, they will answer any of your questions and talk about the remaining required documents for payday loans Boise.

The documents you need are as follows:

  • Your government-issued photo ID card
  • Your most recent pay stub
  • A blank check from an account in your name

Step Four: Drive

Head to your local Idaho Title Loans Inc location with the documents we mentioned in step three.

Step Five: Wait

A friendly loan expert will meet you at the storefront to examine your documents. If everything checks out, it's onto the final step!

Step Six: Cash

That's all there is to it. Once you've gained approval, you can expect to see the amount you qualified for (between $100 and $500) hit your account on the same day, so you can survive the financial emergency you are dealing with.

How quick and convenient does that sound?

Frequently Asked Questions About Payday Loans Boise

If you still have a few questions before you tackle your financial crisis with a payday loan, see below.

Can You Still Apply If You Have Bad Credit?

Absolutely! We don't discriminate. Whether you have a good, bad, or non-existent score, we will help you get the funding you need.

Can You Still Qualify If You Already Have an Outstanding Payday Loan?

You should check with one of our loan reps when they call.

Getting payday loans Boise may be your best shot at surviving a financial emergency, so why not let Idaho Title Loans Inc. help with a fast cash payday loan? All you have to do is go to idahotitleloansinc.com to get started.