What Is The Process For A Title Cash Loan And What Do I Need To Get One?
We've all been there, an unexpected expense has come up and you need some fast cash to help cover the expense. If a home repair, car repair, or unexpected loss of income has got you in a financial bind, you may want to consider a title cash loan with us at Idaho Title Loans, Inc. for help.
Fortunately, getting a title loan through us at Idaho Title Loans, Inc. is easy once you know how. You need to gather the appropriate documents and complete an online inquiry, and then you could have up to $15,000 on the same day or the next business day. Keep reading to learn what you need to qualify for a title loan!
The Title Cash Loan Process
The first thing you should do is make sure that you meet the basic qualifications for a title loan. In order to qualify for a loan such as this you need to have a driver's license, the lien-free title to your vehicle, and the vehicle itself. If you have these three things, then you are ready for the next step!
We have an online form where you can start your title cash loan inquiry. This forms allow you to fill out your basic information without having to go to the store. After you submit the online form, a representative for the loan agency will call you to set up an appointment.
You can also contact a store by phone to set up an appointment if you prefer. Appointments can take place at a location you choose or at any of our local loan offices. At the appointment, the title loan representative will inspect your vehicle and determine the value of the title cash loan they can offer to you.
What Do I Need To Get A Title Loan?
You only need three things to get your title cash loan: a valid driver's license or state-issued I.D., the lien-free title to your vehicle, and your vehicle. In most cases, you do not need a checking account to qualify for a title cash loan.
Additionally, you do not have to have perfect credit to be approved. Idaho Title Loans, Inc. welcomes applicants of all financial backgrounds to apply. It is important that the name on the vehicle title matches the name of the loan applicant.
If you are applying for a title cash loan, but your name is not on the vehicle title, you will need to have the title transferred to you before applying. This can be done at your local DMV. Please note that the title will also need to be clear or lien-free. This means that you own the vehicle outright and there are no outstanding loans against the vehicle.
How Long Does The Process Take?
Finding out if you can get approved for a car title loan can be completed in as little as 30 minutes! The in-person process is fast and easy when you start your inquiry online. By using the online request form, you can provide the representative with the information needed to contact you.
At this time, you can set up an in-person appointment to complete the process. Arriving with the necessary documentation and your vehicle for a quick inspection may help to expedite that process.
What Can I Use A Title Loan For?
A car title loan can be extremely helpful in many situations, such as an unexpected expense or a loss of income.
Unexpected Home Repairs
A title loan could be helpful if you have a necessary appliance break and you need to pay for a repair or replacement.
Pay Bills
If you had an unexpected loss of income, you may be struggling to pay your regular bills including rent, electricity, and water bills.
You could even use a car title loan to cover any medical bills you may have.
Car Repairs
You can even use a car title loan to pay for repairs to your car! For example, if your car's air conditioner stops working in the middle of summer, you can use a car title loan to fix it. However, some car issues may prevent you from taking a loan out on the vehicle, but this will all be addressed during the vehicle inspection.
Submit Your Online Inquiry Today!
You can easily start the title loan application process online today! Simply fill out the inquiry form on the Idaho Title Loans, Inc. website and you could have your cash on the same day or the following business day.
Once you have everything you need to qualify, the in-person appointment may only take about 30 minutes and you find out if you can be approved for as much as $15,000, depending on the value of your vehicle. We look forward to helping you get the cash you need!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.