How To Get A Same-Day Loan Fast

A same-day loan is feasible and accessible through Idaho Title Loans, Inc. If you need urgent cash, we can help you out, even as soon as the same day you apply! Here’s how.

Start by completing our form right on this webpage. That will direct you through a short series of questions to kickstart the loan request process. Once you're done, wait for our representative to give you a callback, and they’ll go through the loan process with you.

If you need a same-day loan, we’re here to help. In this article, we’ll give you the express route to getting a loan and discuss exactly what you need to make the process as quick as possible.

The Process For One Of Our Loans

If you’re interested in our title loan offerings, then you’ll be happy to discover that our process is lightning-fast. To get started, all you need to do is complete the inquiry form at the top of this page.

The form provides us with some basic information about you and your car that we use to estimate your loan amount. With this data in hand, we can give you a call already knowing your loan interests and how much money you need, saving you some time on the preliminaries.

On the phone, we’ll go over the loan process with you so that there are no surprises. You’ll also be able to schedule a meeting with one of our representatives at a location you choose. You don’t have to visit the store to get a same-day loan if you’d prefer not to! The in-person meeting lets us confirm your car’s VIN, condition, and title, all of which are important in mitigating the risk we undertake by lending money.

To understand how all this works, let us explain. Your car serves as collateral, securing the title loan, which is why the inspection process must be conducted in person. To that effect, make sure you bring your vehicle and your lien-free title to confirm that there are no judgments against your car.

If the inspection process (which is as short as 5 minutes) goes well, you may be approved for the amount you require. If so, congratulations! You can get your urgent cash as soon as the same day or the next business day.

What You’ll Need To Expedite The Process

If you want to get a same-day loan as quickly as possible, then it’s helpful for us if you’ve got everything you need right off the bat. Here’s a quick list of what we require from you:

• Your driver’s license or state-issued ID – Any government-issued photo ID will work to confirm your identity and that you are over the age of 18.
• Your lien-free title – Any judgments against your car are an immediate nonstarter for a loan conversation. Check your paper or electronic title for any liens and pay off the lienholder where appropriate before getting started.
• Your car itself – Lastly, bring your vehicle to the meeting. Not only is it necessary for inspection, the associate needs to confirm it matches your title, for obvious reasons.

If you’ve got these three items ready to go, then you’re all set to apply for our title loans.

Common Hiccups In The Loan Process

If you need an urgent same-day loan, then you’ll want to avoid the following two situations.

Your Title Has A Lien

If your title has a lien against it, then we cannot work with you, as the collateral in question (your car) is technically owned by a third party until you pay them what you owe.

Make sure you’ve finished paying off your car and that your electronic or paper title doesn’t list any lienholder. Liens can be issued by the government, tow truck companies, dealerships, and other entities, so it doesn’t hurt to check your title before you apply.

The Car Isn’t Yours

If the title doesn’t show your exact legal name, then we cannot work with you to get a same-day loan. Simply put, if you aren’t the owner, you don’t have any legal basis to use the title as collateral.

Make sure that the previous owner transferred the title when you purchased the car and check your title to ensure your name is listed as the legal owner before you apply to get a loan.

Apply Today!

Now that you know how to get a same-day loan through Idaho Title Loans, Inc, you’re well-equipped to tackle financial emergencies when they arise in the short term. Whether it’s a home repair, rent, medical bill, utility bill, emergency travel expense, or another unplanned emergency, we’ve got you covered with a loan of up to $15,000 that you can get as soon as the same day. Ready to see what you could qualify for? Fill out our quick online request form today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.