3 Simple Tips to Get Approved for A Title Loan in Idaho

June 15, 2021 | Emma Frost

tips for getting a title loans in idaho

If you’re in a bit of financial trouble and need cash ASAP, getting a title loan in Idaho might be something you want to consider.

Here’s how you can get title cash with Idaho Title Loans, Inc. quickly and easily – and what some of the benefits would be. 

3 Simple Tips to Get Approved for A Title Loan in Idaho

1. Make Sure You Have A Valid Photo Identification

To be eligible for a title loan in Idaho, you need to be at least 18 years old. And, of course, no lender can just take your word for it. Idaho Title Loans, Inc. is no exception.

You’ll need to provide a valid state-issued ID for the lender to verify your identity and legal age and prove you meet this requirement.

You can provide either a photo ID or a driver’s license for this purpose.

2. Make Sure Your Car Title Matches The Requirements 

A title loan is specifically designated for car owners. To qualify for a title loan, you must prove you outright own your car – it cannot be financed, for example. Settle any liens that might be on your car before applying, otherwise, you won’t be eligible for the loan.

Nor can the title be in another person’s name. Even if you’re the de-facto owner of the car and have been driving it around for years, you won’t be able to use the title for the loan – even if that person gives their explicit permission.

If your car title is in another person’s name, have it transferred to your name at the DMV before applying for a title loan in Idaho.

prepare your car for a title loans in idaho

3. Make Sure Your Car Is in Decent Condition

The maximum loan amount you can qualify for (up to $15,000) will be based on the value of your car. Make sure it’s in decent condition before taking it to the meeting with the store representative to get title for cash as it will be inspected on the spot.

Benefits of Getting a Title Loan in Idaho

Getting a title loan in Idaho comes with certain upsides:

1. You Can Get A Title Loan in Idaho Even With Bad Credit

Idaho Title Loans, Inc. is open to potential borrowers of all credit types.

This means you have a chance to get approved regardless of what your credit looks like – it can be good, it can be bad, or it can be outright nonexistent – you can still get the loan if your required items meet the lender’s standards.

2. You Can Get A Title Loan in Idaho Even If You’re Unemployed

Title loans are secured loans – you’ll be putting up an asset (your car title) as collateral for the loan. Since this means the lender’s assets are protected from the get-go, they are allowed more freedom during the approval procedure.

You typically don’t need to provide proof of income during the application process. How you intend to cover the loan is entirely up to you. 

3. You Can Get A Title Loan in Idaho Without Worrying About Your Credit

Idaho Title Loans, Inc. never reports its loan information to credit agencies. As a result, you can rest assured that your loan information will remain entirely private and protected by the lender.

It also means that your loan won’t be influencing your credit in any way, shape, or form.

4. You Can Get A Title Loan in Idaho Without Leaving Your car With The Lender

Idaho Title Loans, Inc. doesn’t ask for the borrowers to leave their vehicles behind for the duration of the loan.

It’s the car title that stays with the lender, the car stays with you.

5. It Takes Less Than A Day to Get A Title Loan in Idaho

It doesn’t take more than a few minutes to submit the request form on the website and get in touch with the store representative.

After that, the longest you’ll have to spend on the process is between 30 minutes and an hour at the store, to have your loan details determined.

If you’re approved, you’ll get the cash the very same day.

submit a form for a title loans in idaho

Get A Title Loan in Idaho Today

If your required items (state-issued ID/driver’s license, your car, and its lien-free title in your name) are ready to go, you’ve already handled the hardest part.

Now all you need to kick-start the process is to submit a filled-out online form on Idaho Title Loans, Inc. The form will send your information to the nearest Idaho Title Loans, Inc. location, and soon enough you’ll be getting a call from the store representative.

The store representative will check your information, provide further instructions, and schedule a meeting with you.

Take the required items to the meeting for the representative to inspect. If they decide you qualify for the loan and approve you – you’ll get the cash the very same day.

Submit Your Online Title Loan Form Today

You could get up to $15,000 by applying for a title loan in Idaho. So, what are you waiting for? Apply today and find out if you qualify!