What Is The Process To Get An Installment Loan In Boise, Idaho?

January 21, 2022 | Emma Frost

installment loan in boise idaho process

For those looking for an installment loan in Boise, Idaho Title Loans, Inc. is an option. This is due to the speed and efficiency of our process. We can loan up to $1,500, and you may be able to get your cash as soon as the same day.

On this page, we want to walk you through the process of getting an installment loan in Boise. This should give you an idea of how simple the process is, as well as show you that installment loans could be an option if you have an emergency expense that needs to be covered quickly.

Here’s What The Process For Getting An Installment Loan In Boise Looks Like

1. Gathering The Correct Documents

In order to get an installment loan from Idaho Title Loans, Inc., you will need the following documents:

  • Your driver's license or a state-issued ID
  • A checking account statement. The account must be in your name
  • Your most recent paystub

Without the required items, you may not be able to qualify for an online installment loan in Idaho. We suggest that you gather them before you start the process, just to help speed up the process.

2. Filling In An Online Form

After you gather the required items, you need to fill out the quick form on our website. The purpose of this inquiry is to let us know that you are interested in getting an installment loan with us. The form requires some basic information about you, such as your name, address, and phone number, just so we can match you up with your closest Idaho Title Loans, Inc. lending location. It should only take a couple of minutes to fill it out.

3. Waiting For a Phone Call From Idaho Title Loans, Inc.

Once that form has been submitted, one of our experienced team members will have a look over it. We will then give you a call to answer any questions that you may have about getting an installment loan in Boise. During the phone conversation, we will also ensure that you have all the documents that you need and schedule a meeting at the nearest Idaho Title Loans, Inc. storefront.

talking to a representative about an installment loan in boise

4. Visiting Us In Person

When you arrive at the designated location, let us know we discussed an installment loan over the phone. This will allow us to bring up your inquiry. During the meeting, our store associate will determine if you qualify for an installment loan as well as how much money you can get considering your income and ability to pay it off. This will involve reviewing the documents that you bring along, as well as carrying out a very quick credit check.

5. Signing Your Loan Agreement

If you do qualify for the loan, you will be offered to sign your loan agreement. Remember, you are not obliged to sign anything unless you fully understand all the terms. With that said, there are no such things as stupid questions, so, make sure to ask whatever seems unclear to you.

6. Receiving Your Cash

The final step is receiving your cash. In most cases, you will receive your cash directly into your checking account on the next working day. In some cases, if you are approved for an installment loan in Boise early on in the day, you may even be able to receive that cash the same day.

This means that from filling in that inquiry form to receiving your cash, it can take just one working day. This is one of the fastest ways to borrow.

Why People Look For An Installment Loan in Boise, ID

There are several reasons why people come to Idaho Title Loans, Inc. for installment loans. We have helped people with the following:

  • Medical bills
  • Home and vehicle repair
  • Appliance replacement
  • Late bills
  • Late rent

Because of the speed of our borrowing process, an installment loan will help to ensure that these expenses are covered sooner as opposed to later.

While we do carry out credit checks for our installment loans, we are able to consider all types of credit. This means that you shouldn't be afraid to try your luck at getting an installment loan just because your credit isn't the greatest. We will consider your entire personal situation.

got the installment loan in boise cash

Looking For An Installment Loan? Start The Process Today

The process for getting an installment loan in Boise, ID is fast. All it takes is filling in a short form to kick off the process. You could be signing your loan agreement in as little as thirty minutes. To get started, fill in the inquiry form on our site today.